what can they do about a car that was repossesed 4 years ago

angela -

welcome to the forums! We'll be glad to help in any way we can.

I would recommend speaking to a bankruptcy attorney now - not in February. At least get some advice on your situation and ask about the repossessed car issue. Many bankruptcy attorneys offer a free initial consultation.

Since you have registered with this site, a consultant will be contacting you soon to discuss options for debt consolidation or settlement. If you feel you do not need their services, please let them know when they call.

I talked to an attorney about it last year but i never did it.because i did not have the money. I will not have the money until Feb.Is there anyway that they can take my child support?

Do you mean during the bankruptcy? That money can be counted as income, but they don't take your child support - they will take the payments for a Chapter 13 payment plan out of your paycheck, if you have one.

Since you do not have a paycheck to speak of, chances are, your attorney will recommend a Chapter 7 bankruptcy rather than a Chapter 13. A Chapter 7 will eliminate your debts, but it will also cost quite a bit to file. I would at least speak with an attorney right away on this issue, and give him your details regarding your income and debt. He will be able to point you in the right direction.

Check your state laws because in some states, child support can also be included in garnishment.

You have to act fast in case the matter is going to the court. But I don't think they will be doing it just for a small amount. However, you need to be proactive.

thanks for the clarification, trenity!

I would take the advice that all of these ppl are giving. They have helped me out majorly and are still helping. I am almost out of debt and PDL Hell...

thank you for your time.

No problem at all, Angela - keep us posted on your progress and let us know how things come out. We're in your corner and here to help!