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What is the specific wording needed in a letter to stop cred

Date: Fri, 12/29/2006 - 12:49

Submitted by anonymous
on Fri, 12/29/2006 - 12:49

Posts: 202330 Credits: [Donate]

Total Replies: 3


I have a slum lord that is trying to collect $600 for past due rent.

They cited Electric bill for said apartment at $60 per month.

My electric bill ran from $187 (i wasn't even home) to $287 per month.

Due to an old refrigerator, poor insulation, and they removed the 220v A/c and replaced with a 110 Vac Air Conditioner that could not even cool the heat generated by the old refrigerator.

I bombed for fleas 4 times, there was open sewage running below the apartments that generated terrible fumes etc...

I am not going to pay the past due rents, I have moved and I do not care that it is on my credit report. I just want to stop the phone calls from credit collection agencies.


You're pretty much stuck paying this. Since you didn't contact the housing commission, you'll probably more than likely be responsible for this debt. If you were still stuck in this lease, you could dispute it by correcting the items yourself (after making effots with the landlord), and withhold your rent that way.

After you've moved, you've basically broken a written contract. You will be responsible for this debt. Did you happen to take any pictures of the condition of the apartment prior to move-in, or during your move-out process? Was the health department ever called? Unless you have documentation of where you made efforts to have your living space liveable, then there probably

To stop collection calls, simply tell the once over the phone, and then send them a written validation letter.

The letter can be as simple as stating who you are, and what the debt is concerning, and that you are requesting all telecommunications at work and at home to stop. The only exception for them to be calling you is to tell you they received the letter.

Regards
Mike


lrhall41

Submitted by Teleport on Fri, 12/29/2006 - 12:54

( Posts: 1388 | Credits: )


I'm so sorry to hear of the situation with your landlord. However, this really should have been addressed with the local authorities prior to moving out, if your landlord would not help. Did you ever take this issue to the landlord and ask him to correct the problems? Your post does not indicate that you did.


lrhall41

Submitted by SUEBEEHONEY70 on Fri, 12/29/2006 - 13:53

( Posts: 4583 | Credits: )