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Anyone Else Get Ripped Off by SecretCardCash.Com?

Date: Fri, 12/29/2006 - 21:52

Submitted by Apeshizzle McFizzleface
on Fri, 12/29/2006 - 21:52

Posts: 49 Credits: [Donate]

Total Replies: 14


I was looking over my bank statement and discovered a charge for 49.95 to Secret Card Cash.

I did some investigating and discovered that they advertise on several Payday Websites, and unknowingly I accepted a Pre-Paid Debit Card that includes a 49.95 start-up fee.

My bank -- WaMU -- was exceptionally reasonably about this. They gave me a provisional credit for the amount because I brought in 5 reports on RipOffReport.com about this company as well as my chain of correspondence with Secret Card Cash, in which they refused to refund the charges but would not provide any proof of how I authorized this charge. They did say I could go through some elaborate process to get a 49.95 refund by mail. But I just went to the bank instead.

I am pretty confident that WaMu will turn the provisional credit into a permanent credit.

Apparently this company is the same as PrivaCash Card. Incredibly shady and fraudulent company.


YES! THIS company DID the same thing to me about a month and a half ago!!!!!!!!! And I have been finshed with my PDL nightmare since September! :twisted: Could you please pm me the contact info for this company, I am unable to locate it, I found a website but no contact info! Thanks. This company is a scam, the website described this card as one you can only use on the internet and nobody can trace your purchases with it, sounds very suspcious to me. Any contact info would be appreciated. :D


lrhall41

Submitted by WHEREAMI? on Sat, 12/30/2006 - 07:45

( Posts: 5263 | Credits: )


I am currently argueing back and forth with this company about the 49.95. They say I applied for a credit card on line which i would never do. They can't show me proof of my application either or the time and date i supposedly applied. I have recently told them that i will be persueing other charges if the money was not returned immediately. I have yet to here from them? If you have any info on this company could you email it to me at [color=darkred][size=2]email address removed per forum rules. Tammy[/color][/size]


lrhall41

Submitted by on Wed, 01/10/2007 - 10:35

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I had the same thing happen and I called the number that was on my bank statement and then was given a web sites where I filled out forms and went bakc and forth with them but I kept at them and I received a check for the refund a few days after. go on there website and fill out the info they will contact you by email. They will argue back and forth with you and try and say oh you checked this box on some website, which they can never actually verify, I asked them over and over, this went on for a few emails. I just kept yelling at them and eventually they gave me this a link for a refund



After that I received an email saying I would receive a check in the mail, and I think I received it on 1/8/07. Hope this helps, let me know.


lrhall41

Submitted by on Wed, 01/10/2007 - 13:29

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I have never even heard of this place.
I actually went to that website for about 45 secs to see what it was about after reading these posts and would you believe not even 20 mins later I had an email from them advertising their card. Now maybe it was just a coincidence, but it was kind of wierd.


lrhall41

Submitted by PinkLady on Wed, 01/10/2007 - 13:33

( Posts: 1720 | Credits: )


You guys are handling this wrong. The original poster handled it properly by taking it up with the bank.

I would just file a check dispute with your bank, print off copies for sites like this one, Bad Business Bureau.com, RipOffReport.com, etc. and demand that they issue a provisional credit and investigate.

I understand that Secret Cash Card may send you a check, but I would be scared to even cash a check from this company. It can't be long before they go under.

The ACH laws protect consumers on these type of issues as long as you file the dispute timely. Do not let scum like this steal money from you. Do not let them suck you into their trap and play their game by going through their bogus dispute resolution process. You shouldn't have to go through so many hoops. Just go to your local bank branch.


lrhall41

Submitted by on Wed, 01/10/2007 - 19:40

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Well what bank is your son dealing with? They should have a risk operations/management/forgery department that would freeze his bank account, start a new account, investigate the incident, and then credit the account after completing the investigation. And when you consider how shady this company is and how you can substantiate it at so many different websites, they ought to issue a provisional credit as well.

I would close my account with my bank if they did not handle the matter in this or a similar fashion.


lrhall41

Submitted by on Thu, 01/11/2007 - 10:00

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Did you ever get to talk to anyone from the company? They are ignoring me.


lrhall41

Submitted by on Mon, 05/14/2007 - 20:26

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Amber, I sincerely doubt that they have a customer service department. They are ignoring you probably because they think if they do it long enough, you'll give up. Dispute with your bank, file complaints with your attorney general, possibly even the FTC...also, if you search for a thread titled Secret cash card - the final word, I think there's a web addy listed for you to request a refund...don't know if it's still active, though.


lrhall41

Submitted by Morningstar on Tue, 05/15/2007 - 03:09

( Posts: 1633 | Credits: )