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Wonder whats really going on?

Date: Tue, 01/02/2007 - 20:32

Submitted by redrosesntx
on Tue, 01/02/2007 - 20:32

Posts: 3 Credits: [Donate]

Total Replies: 10


My husband and I had recieved a couple of pay day loans back in november. Well some unexpected things happen and it went into default. A man called us today and stated we had until 6:00p.m today to come up with all the money and pay or we would not like what would happen tommorrow. That we were getting felony charges against us and they have already talked to are county to contact us. Said their not collection agency can give payment arrangements. Also the orignal loan was for 300 and 90.00 for fiannce charge he says we owe 800.00 for it. Has anyone every heard of this and can they do that and almost triple the loan.


Quote:

A man called us today and stated we had until 6:00p.m today to come up with all the money and pay or we would not like what would happen tommorrow.


Redrose, this man's threats are illegal. Not only can be held accountable for the threats, but so can the company he works for. Try to record the conversation if he calls back and threatens you and report it to the police.


lrhall41

Submitted by DebtFairy on Tue, 01/02/2007 - 21:08

( Posts: 402 | Credits: )


Redrose also if some one insults you on here please dont take offense its not us just some obnoxious guests that are posting. We will do our best to help you. KYSIDE38


lrhall41

Submitted by KYSIDE38 on Tue, 01/02/2007 - 21:09

( Posts: 2477 | Credits: )


so would it be the law in the state that they are in or the state im in. Its not even 60 days old. How can they put that much interest. Also he said he already contacted my county.thanks


lrhall41

Submitted by redrosesntx on Tue, 01/02/2007 - 21:10

( Posts: 3 | Credits: )


Red they will tell you its their state but they have to follow your state laws. What state are you in?


lrhall41

Submitted by KYSIDE38 on Tue, 01/02/2007 - 21:12

( Posts: 2477 | Credits: )


Also if this is internet they must be licensed in your state!


lrhall41

Submitted by KYSIDE38 on Tue, 01/02/2007 - 21:13

( Posts: 2477 | Credits: )


Texas said he is with a law firm. left a message stating to return call or my legal counsil to return call if unable to do so my self. Also when you call the number it states you have reached benson and associates calls may be monitored.


lrhall41

Submitted by redrosesntx on Tue, 01/02/2007 - 21:20

( Posts: 3 | Credits: )


Red check your Secretary of States website to see if they are licensed


lrhall41

Submitted by KYSIDE38 on Tue, 01/02/2007 - 21:22

( Posts: 2477 | Credits: )


Quote:

Also he said he already contacted my county.


Did he say he contacted the county authorities like the police or sheriff? I really would be surprised if he actually did that. You haven't broken any laws. The authorities don't come after people for defaulted loans, they have better things to do. Defaulted loans are pursued by the courts and if the company is not licensed in your state, they can't file a complaint in court aginst you.


lrhall41

Submitted by DebtFairy on Tue, 01/02/2007 - 21:22

( Posts: 402 | Credits: )