who is t and c and how can i contact them?
Date: Wed, 01/03/2007 - 10:24
Can you please explain your situation? Maybe we can offer some s
Can you please explain your situation? Maybe we can offer some suggestions.
Debt
I am receiving calls from so many different people that I can't keep them straight. Most are rude, and so I get rude right back, but it seems like it will never ever end. I know that some are legit and I owe-fine, but some don't sound so legit and that scares me. I pulled a credit report and most of the information is there is incorrect. I feel so overwhelmed, like I don't want to wake up the next day. But I have a daughter and a husband so I must act like everything is great when really it is not. I am sick over this and I want it to end before it kills me. :(
Since you feel some is legit,
Since you feel some is legit, have you request a debt verification? You have the legal right for this company to send you proof of the debt, with costs. If some of it is fake, you can save yourself a ton of cash by getting this debt verification.
Avoiding will only heighten your stress. Umm....I kinda know a little about avoiding. :) The fastest way is to suck it up and deal with it head on. Yeah - it might hurt, but it'll feel better much faster. Plus, you cannot cover it up forever from your spouse. And your stress will only increase then.
I'm gonna take a wild guess that some of these are PDLs. Were they online or storefront? You have rights with iPDLs, as a fair amount of them are illegal, in the sense that either PDLs are illegal in your state, or the company is not licensed to loan in your state. If I am right about them being PDLs, check out Polly's blog at:
pollyandsay.yesdebtfreedotorg
She's can help you greatly to get your life and finances back. And feel free to come back and ask more questions - we're here to help.
T & C's address is: Town & Country Acceptance Corporation P.O.
T & C's address is:
Town & Country Acceptance Corporation
P.O.Box 660500
Birmingham, AL 35266
Phone(205)823-4930, Fax(205)823-7858
I have been with T&C for four months now and none of my creditor
I have been with T&C for four months now and none of my creditors (with the exclusion of Ten Dollar Payday Loan) have complained about them. THe only call I have received about them was the fact that they sent my payment out late because of the Thanksgiving Holiday and that was to Cash Central.
One of my small gripes with them (but it is no longer a problem) was the fact that I was unable to get in contact with them and was left on hold for twenty minutes. But since I guess others have complained about the situation, I have to say that the phone thing has improved tremendously.
Otherwise, I have been very pleased with the company and their services. And since I have not heard from any of my creditors, apparently, they must be doing their job.