Does anyone believe this to be true?
Date: Thu, 01/04/2007 - 13:59
Category 1: People who realize that the debt is uncollectible because it is barred by state or federal statute. I don't violate the fdcpa until I have sized up a debtor as NOT being in this category. That's because these are the types who will file a complaint on me AND it's not worth the risk because they are not going to pay anyway -- they know the law is on their side.
Category 2: People who are not aware of their rights but are hostile from the get-go with me. I try to use reverse psychology with them. And when I harass them it is always in a more subtle manner. I try to reason with them but subtly I try to humiliate them for not paying the debt. I have more luck with these people than with Category Oners, but this is still not the preferred group of people. They are also the type likely to stumble across this site. If that happens, I don't get paid.
Category 3: These are the people who tremble and shake and care freaked out when I call. They are the ones to go crying and just lose it. I harass the living daylights out of these people. I make threats of arrest, property seizure, wage garnishment, and sometimes (usually if it's a woman) I will threaten bodily harm if there is no payment. Sometimes these people will stumble across this site and not pay. But I have pretty good luck with these people.
Category 2: People who are not aware of their rights but are hostile from the get-go with me. I try to use reverse psychology with them. And when I harass them it is always in a more subtle manner. I try to reason with them but subtly I try to humiliate them for not paying the debt. I have more luck with these people than with Category Oners, but this is still not the preferred group of people. They are also the type likely to stumble across this site. If that happens, I don't get paid.
Category 3: These are the people who tremble and shake and care freaked out when I call. They are the ones to go crying and just lose it. I harass the living daylights out of these people. I make threats of arrest, property seizure, wage garnishment, and sometimes (usually if it's a woman) I will threaten bodily harm if there is no payment. Sometimes these people will stumble across this site and not pay. But I have pretty good luck with these people.
There is a complete thread of this idiot arguing with everyone.
There is a complete thread of this idiot arguing with everyone. Have you checked it out??
Take it from those of us who have answered the posts of this per
Take it from those of us who have answered the posts of this person and don't believe any of it.
"Sometimes these people will stumble across this site and not pa
"Sometimes these people will stumble across this site and not pay"
I love this. I know how people feel when they first come to this site. They are afraid and not sure what to do. Once you figure out the laws though and arm yourself these collectors obviously do not want to take you on. They would much rather intimidate and lie to someone who doesn't know or understand the law.