Ok....My Husband...my story

I married an attorney at 30, had two children at 33 35. At the time I was a registered Stockbroker and gave up my career to raise our kids.
My ex husband is a true believer in "creative Financing" and "I'll fix it before they find out." Almost childlike in the sun will come up tomorrow.

Well, after 4 months after the arrival of our second child, he was suspended for three years for taking money from a client's trust fund.

As attorneys are they are subtly controlling and man do you have to stay on your toes to argue with them.

Very Long Story Short, He started an environmental company after being suspended with all people a law client that was camt to my husband to sue his last business partner. (As this goes on you will think "No Brainer) ....great lawyer, horrible business man.

He raised 3.3 million for that company while we couldn't pay our bills.

I predicted 7 years ago that the company will go BK, we will be divorced and After asking him repeated did he file the taxes and him saying yes...I knew he didn't. I would tell investors don't do it and they would look at me think "How Cute" and blow me off.

We split in 2002, In 2005 we got divorced and the company went BK. He put my children and I in financial ruin, and as I was a home maker, he wasn't filing taxes and I had a 65,000 Income tax lien on me due to that darn Unity Candle at the wedding. (And I though it was just a spiritual thing)

Get this, now he is a self Employed "Business Consultant" and everyone thinks I just have freaky Miss Cleo Skills.

I left with my children from the "plate spinning" world he still lives to this day at 50.

For my children and myself, (since 3000.00 got me unmarried and my name changed back to the name I got for free when I was born. Other than that, he's a lawyer and know loopholes)I had to right all the wrongs he had done in order to survive in a relatively short period of time. My credit was shot, (He got into a drunken one car accident and his company bought him a new car. I was driving an 11 year old car that had a rear differential that was going to go at anytime.

He is a JD Degree I have a GED.....between the dates of 4/2005 and 5/2006 I had to improve my credit to get a safe car for my kids. So I was almost OCD about my credit,spreadsheet and all.

Police were coming to my door (in another city I moved to) to serve me papers in front of my kids I just couldn't have mu kids see that anymore, so I went bankrupt.

After the BK I had a score of 415, I contacted my old boss at the investment firm to see if I could be his assistant again (This would mean retaking the NASD series 7 and 63. A Test that 50% fail and much harder to take when you're a single mom and 43)

So again in one year, I would drive to work talking to the IRS innocent Spouse unit, I worked full time as Office coordinator for a brand new construction site on Wednesday, broker ready on Friday and 1600 accounts to transfer. Than I would rush to get my kids while talking to credit bureaus and creditors.

When my kids went to bed I studied for my 9 hours worth of testing.

In November of 2005 my credit was up to high 5 to low 600. By may of 2006 after many phone calls and faxing to the IRS I was relieved of 65,000.00 taxes (something two lawyers told me I would never qualify for)and in that same month I was once a registered member of the NASD, NYSE CBOE, etc..

I continued to push away my chair when I got to work since it just got in my way and by October of 2006 My weight went down to 89lbs, and I was so stressed, depressed and never knowing what was going to happen next with my x. I couldn't function.


(BTW for anyone in the same situation with their x-spouse, It takes a lot of work to be cleared of taxes and a lot of proof, but you can do it your self. what choice do you have. I had no other choice but to give it a shot. If you have any questions, please let me know)


Now he has filed for 3.3 million in BK and listed me as not only a creditor, but a co-debtor and somehow remembered UPS's address but not my address where he has been dropping the kids off for 3 years??? (he's representing himself)So I received no paperwork from the trustee.

I can go on and on, but now my doctor feels that I PTSD and severe depression and after 12 years of living like this, My brain needs a rest.

Since nobody plans for a disability, you really don't have a way to file 4 months prior to the disability Insurance you been paying for and has a mandatory waiting time. So My kids and I are now close to welfare.

In spite of all that my x-husband did to us, and remains doing or not doing, and me having all the documentation of tax fraud, BK fraud, etc....I haven't acted on any of it.

He is a lot of trouble by himself. His BK can't even be discharged since so many is suing him.

The thought that my kids were brought into this world by two people that some might say had pretty incredible jobs, I never dreamt that I would feel likely to get hand me down clothes for the entire time my kids have been alive.

Sorry for such a long post, I got on a roll. But I'm scared, I have overcome every hurdle and still don't have money to pay for cobra benefits or rent.....nothing has gotten better and remained in a very long time.

Thanks for reading.....if you got this far.
It was definitely a "Pack a Lunch" Post..
and ahh what the heck, if you have read this far, I can do one thing that's not favorable, if you want to check out the story I wont give you his first name but Yahoo.com woelkers in ann arbor. And you will see why If Only my Children and I were a lake or a river.
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