Are these folks at CDS for real and legit, can they be trust

I am in debt. to 30k but am able to make my minum payment so my credit is still sound, but at this rate it will take forever to pay them off and the burden hanging over my head is stressing me out. I have worked hard to obtain a great credit score into the 800's but thanks to 9-11 and losing my pilot's job with a major airline, I had to rely on my credit to stay afloat, but now I am working but not where I was before in pay. But I would rather struggle than to lose my good credit with some fly by night outfit that promises a lot but is short on delivery. So tell me are you all on retainer to say the "right thing" ?