Question About Debt to Bank of America
Date: Mon, 01/08/2007 - 14:40
I was negative in my bank of america checking account by $448.00. I was told my account was closed. According to bank terms I know they could have dipped into my account with another bank affiliated with Bank of America to take it. They did not do this instead they closed my account.
It appears according to my credit report that the account was sold to NCO financial who to my garnished the amount out of my savings account without even trying to settle with me.
Are they affiliated with Bank of America? If not.. how were they able to just take the money without even trying to settle with me
Did you dispute this with your bank? I would do this and try to
Did you dispute this with your bank? I would do this and try to resolve the matter. I would think you need to be notified if somebody is going to take money out of your account(s).
How long was your bank account in the negative before they close
How long was your bank account in the negative before they closed it?
Several months. It was in the negative because I was disputing a
Several months. It was in the negative because I was disputing a purchase. I did not feel that I received what I bought. I did not replace the money in the account because I knew I would never see it again.
As of now I neither have the service that I purchased or the money that I purchased it with.
I also had an account with BOA and NCO started collecting on it.
I also had an account with BOA and NCO started collecting on it. They placed it on my CR and I disputed and it was then deleted. Not sure why, but it was :D I called BOA and they transferred me to the recovery department. I am actually able to pay them every month instead of fooling with NCO. They still send letters and call about 1 time a month, since I told them that I was paying BOA direct and hung up on them. :) The name of the company that I pay to is Baltimore Recovery Services and they are part of BOA. They are very nice ppl also..
i was delinquent on my bank account 9 years ago is it still outs
i was delinquent on my bank account 9 years ago is it still outstanding
Nco is boa's internal collection department don't let them fool
Nco is boa's internal collection department don't let them fool you
NCO is a third party collection agency, not a department within
NCO is a third party collection agency, not a department within BOA.
Boa authorized 1200. Debit card payment for rental car that was
Boa authorized 1200. Debit card payment for rental car that was stolen before the auto was recoverd--i had 1.40 cent in the account at the time----my account was forced closed-monies debited from all of my other accounts accept one---a year and a half llater the debit that account for over 700. And now the letters being sent have different amounts the overdrawn account was closed with--where has the money previously taken been credited--and why the hell did they authorized a 1200 oayment from account with no funds