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Misinformatoin regarding fdcpa laws

Date: Tue, 01/09/2007 - 16:29

Submitted by anonymous
on Tue, 01/09/2007 - 16:29

Posts: 202330 Credits: [Donate]

Total Replies: 155


Hi. This is Jeff Foster. I am an account manager with Global Financial. Several people have called recently and have stated that they learned about the fdcpa from this website and that I am not complying with the FDCPA. Today, a debtor named NAME DELETED FOR PERSONAL PROTECTION OF THE DEBTOR - SUEBEE from Texas said that I was not complying with the FDCPA or the Texas laws.

WE ARE NOT A THIRD-PARTY COLLECTOR!!!

THEREFORE WE DO NOT HAVE TO COMPLY WITH THE FDCPA!!!

ONLY THIRD-PARTY COLLECTORS HAVE TO COMPLAY WITH THE THE FDCPA. THEREFORE, WHEN I THREATENED TO HAVE DEBTOR'S NAME DELETED - SUEBEE ARRESTED, I WAS NOT VIOLATING ANY LAW.

Furthermore, only Delaware law applies to the terms of the loan and loan repayment. Therefore, even though DEBTOR'S NAME DELETED - SUEBEE has already paid $1,225 on a $350 loan, we can still charge him $590.00 for repayment and default on the loan.


You're showing your age Jeff. Hillbilly is an archaic term used by our parents.

This guy is a 50 year old who works for 7.50 an hour and he thinks he is going to be the champion of his "esteemd" company? He's fighting for 7.50 an hour in lieu of what ... an unemployment check? I wouldn't be surprised if he kept pictures of little kids on his computer the way he's going.


lrhall41

Submitted by DebtFairy on Tue, 01/09/2007 - 21:49

( Posts: 402 | Credits: )


This thread has strayed far from its intended topic and has turned to nothing but trite banter. We have been egging each other on for amusement, but my final straw is the post about Sam Glover.

Jeff let me pull this broomstick from my @$$, and by the powers vested in me I am locking this thread. Please take your comments elsewhere.


lrhall41

Submitted by DebtCruncher on Tue, 01/09/2007 - 21:51

( Posts: 2293 | Credits: )