what should i do to get it off my husbands credit?

Date: Wed, 01/10/2007 - 11:04

Submitted by anonymous
on Wed, 01/10/2007 - 11:04

Posts: 202330 Credits: [Donate]

Total Replies: 5

I got a credit card through capital one and on there i am the responsible party on the application it asked if i wanted an extra card and i put my husbands name down now the past payments are on his credit as well as mine what should i do?

I am going through the samething with Providian, I will let you

I am going through the samething with Providian, I will let you know if I find anything out.

lrhall41

Submitted by anonymous on Wed, 01/10/2007 - 11:36

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Pay it off.

lrhall41

Submitted by FYI on Wed, 01/10/2007 - 15:12

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I would dispute this with Capital One as it does not sound like

I would dispute this with Capital One as it does not sound like he ever agreed to having a joint account status. Now be warned,if you live in a community property state they can sue him and get their money. If debt is still within statute of limitations,be cautious of what you tell Cap 1.

lrhall41

Submitted by cajunbulldog on Thu, 01/11/2007 - 08:11

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I don't think being flip is the answer FYI. She never mentione

I don't think being flip is the answer FYI. She never mentioned not paying it. I believe that she is concerned about why it appears on her husbands credit when she is the cardholder.

lrhall41

Submitted by anonymous on Thu, 01/11/2007 - 08:53

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When you asked for a CC for him that made him an authorized user

When you asked for a CC for him that made him an authorized user.

You can call Cap 1 and have him removed as a AU and then ask to have it removed from his credit report.

If he is a joint user, then that maybe a differnet story.

His credit report should say if he is a AU or a Joint user.

lrhall41

Submitted by anonymous on Sun, 01/14/2007 - 16:02

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