help with collect america

Date: Wed, 01/10/2007 - 18:18

Submitted by anonymous
on Wed, 01/10/2007 - 18:18

Posts: 202330 Credits: [Donate]

Total Replies: 3

Collect America? I took an MBNA loan a few years ago when i purchased an apple computer. I set up an online payment plan to pay the minimum each month. now i moved and havent been recieving my statments or even try to get them from mbna (yes my fault)they are still taking the monthly payments. I have checked my credit report and it states that my loan has been charged off and now collect america had it. but my bank records say mbna online payments. I cant find any on the website for me to find out what happend and Ive heard awful things about dealing with collect america. I figure i should call them but i do i handle this? How do i handle a difficult collection agency? should i send a letter instead?

I am dealing with Collect America right now, and yes, they are h

I am dealing with Collect America right now, and yes, they are horrible to deal with. I would dispute it on your credit report. They'll get to the bottom of it.

lrhall41

Submitted by on Thu, 01/11/2007 - 08:57

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I Had a Visa Defaulted Went To C A They Didnt Have a Record Of T

I Had a Visa Defaulted Went To C A They Didnt Have a Record Of The Account When i Called And Visa Said That They Cant Give out Any Info How Do I Find out How Much I Owe N Who Do I Pay?

lrhall41

Submitted by on Sat, 09/27/2008 - 12:55

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Is it reporting on your credit reports? If so you can contact w

Is it reporting on your credit reports? If so you can contact whoever is doing the reporting. If they don't have the account then they have to remove it from your report. I am not sure why Visa won't give you any info....if they sold the account they should tell you who too, or even at least that the account is charged off....I would send visa a letter asking for the information.

lrhall41

Submitted by goldenbast on Sat, 09/27/2008 - 13:28

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