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Credit repair Question Help!!!!

Date: Mon, 02/04/2013 - 19:06

Submitted by usmgirl25
on Mon, 02/04/2013 - 19:06

Posts: 77 Credits: [Donate]

Total Replies: 4


I paid off a credit card that had been sold to goldstein, henderson and weiss by plains commerce bank. I checked my credit report on 1/31/13 and I show that plains commerce is still reporting the balance of 324 that I owe. Even though I paid it off with goldstein, Can I dispute the 324 that plains is showing, since it was paid off?? Any advice. I am trying to clean up my credit and advice on that as well. Is it smart to pay off the accounts in collection? I have 9 in collection of those 9 I paid one off in full friday and I have setup a payment plan with another one. They are fairly recent debts no more than 3 years old.


How do you know that the account was sold?? It could have been assigned. Even if it was sold, they are entitled to report for
7 years. Paying a sold account or even any collection account does nothing for your credit score.


lrhall41

Submitted by SOAPLADY on Tue, 02/05/2013 - 20:59

( Posts: 17315 | Credits: )


its almost a job trying to track down who you should and shouldn't pay.. let a professional handle it. I got scammed many times by paying collections thinking I was paying the right company... i trusted 123 settlement .com they get everything in writing they didn't change me any upfront fees either call them for advice 8883666602


lrhall41

Submitted by anonymous on Mon, 02/11/2013 - 06:03

( Posts: 202330 | Credits: )


thanks soaplady that pretty much answered my question. The letter that I have from Goldstein says the account was sold to them.


lrhall41

Submitted by usmgirl25 on Wed, 02/06/2013 - 14:35

( Posts: 77 | Credits: )


that happens a lot you have to check you credit report every month to keep up with invalid and duplicate reporting.. It can be a full time job in its self try 123settlement .com @ 888-366-6602 they saved me $2100 so far and I have about 6 months left


lrhall41

Submitted by anonymous on Mon, 02/11/2013 - 05:59

( Posts: 202330 | Credits: )