Is it possible to consolidate bills that were already with collection agencies

watsonsfour -

You've started already, just by coming here and asking for advice!

Since you have registered with this site, a debt counselor will be contacting you within the next couple of days to discuss your options for debt consolidation or settlement. You may choose to use their service, or seek another agency in your area. We have a ranking chart of companies listed by state:

http://www.debtconsolidationcare.com/ranking-chart/

It's a good idea to gather your information on your debts and credit reports from all three bureaus to see exactly what your credit standing is. You can obtain a free report once per year from all three bureaus by going to http://www.annualcreditreport.com

Also, check out the benefits of debt consolidation here:

http://www.debtconsolidationcare.com/benefits.html

If you have any questions or concerns, please let us know - we're here to help! :D

I hope that by starting this process that it will start to help our credit. It's so hard to get you credit back on track once it's off. I fact there have been many times I have wondered how in the world it has gotten so bad. Hopefully with the help of this site and advice from users we can get back on track.. Thank you.

I've been fighting Crohn's disease and Ulcerative colitis for the the past 7 years. Bill collectors call and threaten, served with court papers and so on. What can I do to develop a structurized payment plan with all of these people?

Please take care of your health. After you have reviewed the account information from the collection agency, put your payment proposal in writing and send a check along with it. They will possibly cash it if they want to get paid.

has anyone ever heard of startovertoday... well ive signed up with them for debt settlement. ive only done 3 payments so if this is a scam have i now ruined my credit because i have not paid my creditors for 3 months now. Can i get out of this.....