What can I do to clear this up

What can I do to clear a judgement off my credit report? I received a judgement against me and I didn't know that I was summoned to court. I want to clear this debt.

You will have to pay the judgement. I would contact an attorney to see if anything else could be done. But more than likely even though you moved and didn't get the summons you will have to pay the judgement. Have you contacted the creditor to discuss an arrangement?

A judgement is like a bankrupcy, even after you pay it it continues to stay on your credit report 7-10 years but it will reflect paid.

:shock: :shock: :( That is a nasty way to find out about court proceedings. First get a copy of complete case file. Then either you or your legal counsel should submit a motion to vacate judgement based on improper service. Be careful because if you are in statute of limitations on this debt,they will probably refile. Do not delay because with a judgement they will look for and seize assets.If they refile make them prove their case completely and show up for all court proceedings.

Judgments can be renewed by the creditors until paid. This will hurt your credit scores if it's not paid.

My son was being sued over a dented hubcap by some jerk, and the summons guy evidently just layed it on our porch. I found it the next day in the yard in the mud. My attorney didn't say much about it when I told him. I think they pretty much have to make an effort to serve, now what they call an effort I don't know!!. But I do know judgements can follow you. Try to get your court clerk to give you a copy, and see if this can't be taken care of. Good Luck...Karen