Incorrect info on credit report

Inaccurate items can be removed from the credit report. Negative information will stay until they are past the 7 years reporting time period. You may dispute online in the CRA website or send a letter in writing to the bureau.

Thank you for the information. I hope I cant the incorrect info removed. I also found a few address' on my report that are totally off. Had anyone ever done this? I know I cant remove my negative stuff but my personal information is completely wrong.

Is th ewebsite FCRA?

Send a letter to the credit bureau to update your info. They will send you the latest copy within 30 days. If you don't update your personal info, there is a risk that someone will use your actual info and open suspicious accounts. There won't be any concrete proof with you because of your personal info not being updated. Get this done immediately.

Thanks. So if my report was from expirian should I call them and find out where to mail my information too? I hope they will change it.

Are there any example letters? I am scared now (even tho my credit sucks) but I also don't want relatives information on my report that woul dhav enothing to do with anything on my report.

tbl, call the credit bureau that isn't reporting your updated info. Provide them proof of your latest address.

You will be able to do it either online or by sending a letter to the bureau

Okay, I figured out how to dispute online. So if I try to do it online, what happens next? It's just a phone number and 1 address I need to get rid of. And I have proof of my new address.

I just dont want stuff being sent to the worng address and or people calling phone numbers that do not belong to me. Is that commen for that to happen???? (meaning incorrect information getting on your report) How likely are they to update?