Bass and Associates and/or Jackson Phillips?? same place??

ahhhhhhhhhhhhh- the famous words of "good luck"

i just received another call from Faye Thomas from Jackson Phillips and Associates. She left a message on my cell phone that said "I wish you all the luck because you are going to need it". Then she called my work. My receptionist is screening my call because I have told her what is going on with this company. When my receptionist asked her if this was a personal business matter, she responded with "Are you just a receptionist" "You sure are a nosy one!"....What do I do??? How do I make her stop calling me??? Are we sure that they cannot have me arrested??

Wow- She was a real *itch! You will not be arrested....its a scare tactic.....I would file a complaint against that company........you dont need to take that.....

Do not let them intimidate you! That is what they want!

I also got a call from them about Arrowhead..They say I owe $611.00 and if I dont pay them they are going to file charges and call my job...And they even went as far as to say that my spouse would be in trouble for this also and we are not together...I told her what I could send and they wanted the whole amount up front....I did some reserch on these people and they are not part of the BBB...(Elizabeth Ingram) the rep that cll me...

These companies (Bass,Jackson) are owned by the same people.I have downloaded their licensing and corporate filings from the State of Florida. Currently I am looking deeper to find if I can dig out who else is involved before I dump it in Ag's lap.

Lets take em down!

Oh after I get all me duckies in order I do so want to see the feds taking someone to prison for extortion,and impersonating a policeman! :evil:

ME too! In fact, I want them to let me go with them to watch someone get cuffed....Trust me the thought of them taking me to prison at seven months pregnant was enough to make me go into preterm labor. Thank God for this site! I would have likely died if I hadn't found it before all of this happened

We had been contacted by a Meridath Lawson saying she was with Duval County at the station divison 385.Asking that I pay 700 dollars for a payday loan. That I had federal funds deposited to my account and that I with milicious intent closed my account. She threatned to come down to my job and disrupt my employment. Advising that she had already talked to my office manager and that I would lose my job if she came down there. I asked her the name of the company and she refused to give it to me. That is when she told me I had an hour and a half to get the money or she was going to put me in the system. Whatever that means. The only reason I knew that this was fraud is because a gentlemen not a week before had contacted my wife saying the same thing and that they were going to press criminal charges on her. She was told also she had 2 hours to get the money to them. She started having doubts after hanging up the phone and called the phone number back. She asked what the name of the company was and he told her Jackson and Associates. She asked what they did and he said is this Ms. Smith yelling at her he also informed her he was not playing games and that now she only had 30 minutes to pay the money. My wife never of course called back. If anyone should receive a call from these people please report it. It is illegal in the state of florida to come to someone's job and cause issues or even threaten it.

THese guys are a real piece of work. I just did some digging on my own, and I found that the address they have listed as the place of business for Evelyn and for the business is actually a tax office. 314 W 44th St, Jacksonville, FL 32208. THat's the one they have listed with the FL secretary of state for the business name filing.

Hi I was wondering does anyone know anything about this company I spoke with Victoria Walters and I stated that I did some research and found out that this company is not a legal processing company and that someone had called their number and the receptioinist stated that this was not a legal firm I then told her that she stated to me that is my problem and I should care whether or not I have my wages ganished or whether I get placed into the system but what system she then stated that I would need to pay 400 dollars by today or she would let the people to know in the county to file charges against me is this real or not?

Welcom to the forums. Please give us more into as to why these scum are calling you. What state do you live in? Is this for a pdl and how long have you had it? They will not download you, upload you, send 25 people to your place of employment, or throw you in jail! These are illegal tactics used by unscrupulous collection agencies to scare people into paying them outrageous monies. Immediately report them to your states AG's office, the FTC, the BBB, and any other government agency that has been mentions here on the forum. You can also report them to your local police department for posing as a law enforcement agent. But you are entitled to find out what debt they are collecting for and for how much. If it is a pdl, you may have overpaid by the laws in the state that you live in.

:twisted: Here we go again, now they have the receptionist in on the illegal threats. You are not going to be arrested, and please do not send them a dime of your money. They are lying to you. You should call that receptionist back and tell her that she is the one that should be worried working for a bunch of crooks under investigation, and that she needs to start looking into her unemployment benefits package. :twisted:

They are calling me in regards to arrowhead investments and I live in the state of florida.

Do not send them a dime, no matter what they threaten you with, especially you being charged with a crime and then being arrested. This is NOT going to happen to you. You need to file a complaint with your state's Attorney General's office ASAP.

OMG, now the receptionist is playing Cop? I've heard of the family plan, but do jails have plans for booking whole companies at once? Maybe Bass could take over a floor of cells, who knows.....

so do you think they will call me back after I told them that I did some research and found out that they scam people?

I'm sure they're going to call you back--but if they pull the you're going to be arrested crap again, say something like "I need the vacation,didn't want to go to my crappy job anyway!" and hang up the phone. It's pure crap....

As suggested, do not send them any money. Is this the same receptionist that cried when someone got a little "hostile" with her? LOL! They are getting beyond ridiculous now. I wish I could take a vacation to Florida. I would have some fun :-) In the meantime, file the complaints as suggested because they are under investigation in Florida. They are violating the fdcpa by making these kinds of threats and that is simply ILLEGAL. Also, send them a debt validation letter to get them to shut up. You can find a sample in the DIY section.

BEAUTY HAS RETURNED

:shock: I use to work there and im so sorry for you all's threats im no longer enployed b/c they say im not mean enough :wink: :idea: keep pushing and youll stop the bs!

I was contacted by them and sent them a debt validation letter and the response i got was something typed and handwritten from them it did not include the original company name or amount i owe it just said that the collector was I-Collect and i owed a balance of 3024.70. What do i do now?

I just was left a message by these people. I am so glad I looked them up before I called them. I have no damn idea what they are talking about. I don't even have any bad checks.

I was contacted by a Meredith Lawson of jackson and phillips she said she was from the federal department concerning a payday loan i took out a year ago, and if i din't pay 300 dollars within an hour she was sending a unit for me because i was in big trouble. I am a resident of philadelphia pennsylvania. If anyone is contacing by htese people please DO GIVE THEM I DIME!!!!!!!

Now this is comical. The federal dept of what, first of all...and if this woman thinks that she's going to get to Philly from Fla in one hour, all I can say is, I'd like to have some of what she's smoking....

Next month the Florida AG has a court hearing with these jokers for a permanent injunction.I hope it gets it so he can shut their doors.

Amen, Cajun. All I can add to that is that their doors are shut PERMANENTLY!!! Don't want them turning up somewhere else...

I have a post discussing the latest court action by Florida AG in the collector's forum here.

I had a message on my work phone to call someone back in regards to a criminal action that was being processed against me. I called the number (210-858-66020 in San Antonio Texas. What I could understand from the guy I was talking to was the same thing I was going to get arrested and I had to pay 800.00 dollars right now. I told him I wanted a letter stating what I owed. The man said no and then said he was putting a lawyer on the phone, in about 2 seconds he was back on and said he was a lawyer. Don't think so. at the end of the conversation he stated 10 to 15 men would be at my house and I better get ready. Since all the posts talk about Florida is this the same company? Bass& Associates?

You cannot be arrested for a debt, nor can criminal charges be filed against you as debts are a civil matter, not criminal. What they did was violate the Fair Debt Collection Practices Act entitling you to a lawsuit against them for $1,000 in statutory damages, plus punitive damages and they will have to pay your attorney fees and court fees. What state do you live in? Do you know if it is one or two party state for recording of telephone conversations? Also if the individual is a attorney you should check his name with your state Bar Association as contacting you about a debt under a attorney's name is considered the practice of law and therefore they must be licensed with state Bar to practice law in your state. If the person is not an attorney then he/she violated the law by claiming to be an attorney when if in fact they are not.

Jsport1200, I truly wish I had gotten this call! I really could have used a good laugh today.

I'm picturing a comedy skit (Could be a Bugs Bunny Cartoon, I don't know) Where the guy laid down the phone and flipped the name plate on his desk over from "Joe Blow - Collector" to the one that reads "Joe Blow - Attorney". Then he picks back up the phone and starts talking in a different voice. He really should have another one that reads "Joe Blow - Douche Bag", that would probably get a lot more use.

Not to mention the threat of 10 to 15 men showing up at your house? I'm not sure but I do think that's a federal offense? I so wish you could have gotten that recorded. I would have asked him what time they were going to show up so you could have the police there and waiting for them. If I were you, I would still contact the authorities and see if you can file some sort of criminal charges against him for that threat.

At the very least, you should take JCEMT's advice and sue them for violations of the fdcpa. Also, don't forget to send a debt validation letter and Cease and Desist letter to these people. Just so you have all your bases covered.

It's not a felony as fdcpa violations are also civil unless acted upon for sanctioning by the FTC. Also the 10-15 men remark can be treated as a veiled threat of physical violence.

That's the criminal comment I'm talking about, having 10-15 men show up at his house. What are they going to show up for? A surprise New Years Eve party? (It is the 31st after all) I would think that's a criminal threat, as the CA is implying physical violence, not an fdcpa violation. I would think if I called the CA and threatened to have 10 - 15 men show up at their offices, that would be deemed a criminal threat. And they would be crying on the phone to the authorities about how frightened they are by my threat. Then it would become a criminal matter.

Heck, one CA actually threatened to report me for harrassment after I kept calling asking for his fax number. This was after they had left a message (1st one mind you) on my phone advising me if I didn't call them back by a certain time, I should have my attorney call them.

They are quick to call "shenanigans" on you, but conveniently forget their own pranks in the process.

Under the Texas Debt Collection Act (Similar to the fdcpa), all violations are civil as well as criminal, as well as a violation of that state's deceptive trade practices act. If you live in that state, in addition to suing for FDCPA violations, you could sue for violations under the state law. If they haven't payed the surety bond to the state Secretay of State, you can sue for an additional $10,000.

More states need to adopt a surety bond for CAs.

[quote=JCEMT]It's not a felony as fdcpa violations are also civil unless acted upon for sanctioning by the FTC. Also the 10-15 men remark can be treated as a veiled threat of physical violence.[/quote]

That there is 'making a terroristic threat', and it's at least a mid-level misdemeanor pretty much everywhere.

Of course, if they do it to enough people, you might be able to adjudicate state terrorism. (I think that is the correct term)

State terrorism?.... Aren't we discussing the actions of a private party, however large?

Given the nature of the Texas and Florida statutes, I think a sharp prosecutor could make a pretty decent case that Bass and Associates are 'operating a continuing criminal enterprise'.

Well, bud. A real lawyer, I ain't. Admittedly, a lot of my experience is of the 'sh*thouse lawyer' variety. But it's first-hand experience for all that, and based on decades of running with 'the wrong people'. :)

I was incorrect, state terrorism implies government body or establishment terrorism, this would be domestic terrorism:

the use of violence and threats to intimidate or coerce, esp. for political purposes.

Though it is not limited to political purposes.

Wasn't meanin' to bust on ya, friend. :)

Operating a Continuing Criminal Enterprise has been used to bust some particularly bad boys over the years. The federal RICO statutes are similar, but I don't think they could be applied to Bass[holes]. Pity, that........

I don't think RICO is still active.

Guys, thanks for all the input toward my question.

I was trying to point out that, to me at least, it doesn't seem like a mere violation of the fdcpa for a CA to threaten to have 10 - 15 people show up at a debtor's door. In my humble opinin, it really should be treated as a criminal threat. If I were to call one of you, or worse the CA, and make the same threat I'm pretty sure I would be treated as a criminal.

Even though you and I know they are being pukes by using this threat, and it is a pretty unbelievable threat at that, some people would probably be frightened that it really could happen. And the way the world is today, it really wouldn't surprise me if it did. Just turn on the news and you'll see that unbelievable things happen all the time.

So, a threat like that shouldn't be subjected to a smack on the hand for a violation of the FDCPA; it really is a criminal threat and the collector that issued it, along with the owners of the CA, should have to face the possibility of jail time for issuing that threat.

However, a threat is still a threat. There is no way to show cause to pursue criminal action, and that is exactly what the prosecuting attorney would tell you. As far as domestic terrorism is concerned, they would have to do something truly horrible for that to stick.

[quote=JCEMT]I don't think RICO is still active.[/quote]


Might no be. Guess I'm gettin' old.....

We actually had an account on the boards this year of a person who was so scared by this threat that she sent her child to her mother's house, as she was convinced that she was going to be taken away. And if I'm not mistaken, this was quoted by the reporter in the newspaper article that was done about them. So imho, terrorism, no, but criminal threat, you bet!

There really ought to be a way to do something about collectors that stoop to making threats like that. Yeah, you could sue for fdcpa violations, but there has to be something else that could be done.

fdcpa would just be the statutory suit. Can you imagine what would be awarded in mental anguish? Astronomical!

$$$$$$$$$............

kscornell, thank you so much for helping me prove my point. I remember reading that post.

I don't know if some of you are familiar with my dealings with another fun-loving CA called Legal Mediation Practice. When I received their phone message several months back, I was at the lowest point in my life both physically and mentally. The message they left made me seriously get ready to kill myself; I had already started composing my suicide note.

No joke!

Intellectually I knew the phone message they left violated the laws on so many different levels; however, at that point I was so emotionally tired of even trying anymore and that message just pushed me over the edge.

You just never know how someone is going to respond to something like that when they feel they are backed in a corner and really have nothing more to lose.

So, yes, I really think threats like that from CA's should be treated criminally, not as violations of the fdcpa. I know we've talked about his before; however, these are just glaring examples of the why the FDCPA needs to be updated, putting more "bite" into it when used against those crappy CA's that violate it.