Payday loans i am quickly drowning in them

offer very small settlement, and pay off one at a time

How long have you been paying on these pdls? It may be that you have already paid back the principal and legal interest rate that your state allows in the illegal roll over fees. As for Tendollarpayday, the are affiliated with MTE, and Oklahoma has ordered them to shut down and cease and desist on collecting on all loans. You also need to file a complaint with your state's Attorney General as well as the Attorney Generals' Offices in the states where the pdls are located, you will find the are not licensed. You are going to get out of this mess. And do not fall for their false threats. (ie: arrest, bank fraud, internet fraud, etc....those are all illegal threats)

If you have paid the legal interest and princpal back in these roll over fees, you can demand they mark your accounts paid in full. These people are sharks!

Here is the link to look at your state's pdl laws, it will also give you the contact info. on who to file the complaints with, and like I said, also file complaints with the state's in which the pdls are located. You can use Pollyandsays template letter on her blog to settle with the companies.

http://www.paydayloaninfo.org/state_detail.cfm?id=TN

Also, according to Oklahoma, you are not responsible for paying the principal or the fees back to tendollar payday, as they are affiliated with Rio Resources. So don't even worry about this company at all.

I have paid more than my borrowed amount on all of them 2 that were for 500.00 each I have paid well over 1000.00 in interest and have not even touched the prinicipal. I also borrowed 200.00 from 6 more and they all have been paid over 300.00 and 2 of them over 400.00 I am drowning, due to my account being debited I am being forced to move I could not pay my rent and I am now going to a gov. apt. I am just sick over this. Thank you for all your great help and God Bless you all.

Paula and sons Matt and Cole

I went to that link (great help) but I am now worried it says I can only have 2 or 3 loans at once will I get in trouble i have a total of 8 left open?

You ARE NOT IN TROUBLE! Trust me. YOU ARE NOT IN TROUBLE! They are the ones operating without a license. If you are having your check direct deposited you need to stop that now, and if at all possible open a new account at a new bank before it is too late.

I am kinda nervous about it but social security said I have to have direct dep so when no one would allow me a bank account my current acct was in the negative by over 500.00 my bank said they would work with me and give me a new account and I am going to give them 25.00 a month on the old acct. Thank you for the support I have never felt so alone or so stupid in my life. I knew this was going to happen but I did not know how to stop it. finally it stopped because my dept is just too high.

bank of america seems to be lenient to get an account....good luck

Just make sure these pdls can not access your new account.

I received a call today from someone from a collection company called Pinion. They are representing United Cash Loan They told me that they where going to make all of my checks I write not go thru. So unless I pay them the 145.00 today I will have my paychecks garnished. I offered to pay by 2/8 but she said no. I refused to give her my debt card number or my checking account number. Whatelse can I do.

Paula, Welcome to the forums. Social Security can mail you a check. I would tell them I had been a victim of these companies. You need to complain to Attorney Generals office Consumer Division as soon as possible. Tell them your on Social Security and what these companies are doing they will help. Best Wishes to you. KYSIDE38

can someone tell me if rollovers are permitted in texas?

You can go to this site and check out your PDL laws:

www.paydayloaninfo.org.

Do not let these companies threaten you if they call threatening you hang up. Keep in touch with your bank DO Not let any companies get your new account number. Since you are on a fixed income pay only what you can. They can not take your Social Security check even if you are sued this can not be garnishied. Good Luck and you are not alone. Keep Faith it will get better.