got the crap scared out of me!!!

I can understand that this scared you, don't let paranoia get the best of you Tasha. The police aren't coming to get you. :D

Unless you've committed a criminal act, no one is ever going to arrest you because you are in debt. If you could arrest someone for being in debt, there would be about 250 million of us in jail.

That would scare me to, when they called and told me that I kept walking past the receptionists desk looking out the window, planning how I was going to slip out...LOL. I almost didn't go to work the next day..thank God for this site.

Wow, Tasha, I can just imagine how you must have felt. I really hope that wasn't one of their new scare tactics - if they were illegal before, they're REALLY illegal by doing that!

lol man i was scared and glad when they left....

yea, stuff like that would tend to scare the dickens out of ya....did your employer get a followup visit on those threats?

Tasha, I can relate to you. At first I belived their threats also. I would see the police on my street and just about freak out. The sad thing was I didnt owe them they owed me. Never again will I ever put my self in that kind of situation. KYSIDE38

I will never forget the very first threat I received. It was from the famous Ellis Crosby and the womans name was Jennifer. She stated that my husband had been arrested and that I had til 5pm to pay $849.00 to get him out of jail. I was so scared I called my mom and she told me to call the sheriffs department and report them. I did and the officer who responded stated that he had not been arrested! Your heart just about stops and it is definately the worst feeling in the world.

You guys, that's never happened to me, but I can just imagine how scared you must have been! Shame on these places for scaring you like that. I can't wait till our AG's close all of them down!

Amen to that dbaker. It is slowing beginning to happen.

I had one a very long time ago that threatened to whip my butt.....told him the only two things stopping your punk act is the distance between us & your own fear.

*chuckle*

I have never been threatened like that (except that I would be sued). I won't get into verbal arguments with any collectors, cause I am the one who ends up PAYING for it emotionally.

note the phrase "very long time ago" in my earlier post.

Whoa, Tasha!
Remember, defaulting on a PDL in California is NOT criminal. So if they give you that crap again, say "Hey I need a vacation, come and get me!!" Throw it back at them!!

Seeing Tasha's thread reminded me of a dream that I had a few months prior me joining this wonderful board. I had dreamed that the payday loan I was paying off would not let me make my last payment because they kept trying to give me money. They were persistent trying to put the check in my hand making me get the loan. Then the police were coming in and taking me away with the check in my hand and I was screaming and crying for help as the wicked ones (PDL) was looking on saying "Pay you debt. Pay your debt"

Just one of the weirdest dreams I have ever had in my life. It scared the crap out of me.

Man,
That's like the wicked witch cackling and saying "Pay your PDL, my pretty...." Crazy!!

That isn't my first thought! Hehehe.....the obvious question I'd ask is.....You been eating something you shouldn't have??

WOW.....I can definitely identify, Alexandra. I once had such a mess in my checking account that checks were bouncing left and right, and I was struggling to get everything covered before the next check was returned and started all over again. I had a dream that I went to the store and they wouldn't accept my CASH PAYMENT...they said my cash wasn't any good!

I woke up sweating from that one. :evil:

I remember the first time I heard something like that from a pdl company. It scared me too. I was on the watch out for the cops all day. It was the people on this board who calmed me down. Just remember to follow up with a complaint against this company.

I know what you all mean. I first came across this board AFTER I had already caved in out of fear and paid Bass & Asociates something like $700. They had called me and threatened to send the cops out to my work. And, since I initiated the PDL by email (internet), it was wire fraud. And, since I work at a bank and used my work email address, they would have to alert my employer. I was so scared, I called my mom, who happens to be a judge. She does workers comp, so she didn't know about these charges and if they could really do it. She lent me the money to pay them, and has been after me ever since to pay her back. After I saw all the posting about Bass & Associates, I felt like a sucker! Well...about 2 months later, I got another call from them saying they had another IPDL that was sent to them for collections in my name. I told them to stuff it and that I only had that one IPDL that I had paid off earlier. Of course, they said I was wrong, the police would be coming to get me, yadda yadda yadda. I told them to not call me anymore, and that my attorney (my mom, of course) would be contacting them if they pursued this any further. THey left me alone after that. It's nice to say that my mom is a judge and will go after them if they do anything wrong. That usually stops them in their tracks. LOL!! Ain't I a stinker......

is defaulting in Illinois on a installment loan illegal?

Deleted Duplicate Posts..Karen