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Anyone have info on NCO?

Date: Wed, 01/24/2007 - 07:22

Submitted by OverMyHead
on Wed, 01/24/2007 - 07:22

Posts: 52 Credits: [Donate]

Total Replies: 19


Someone just called from this company for my hubby. No number came up on the ID, but the number they left was 888-871-6484. They claim they sent him a letter Dec 22nd however I keep all my mail in a shoebox (very professional! :lol: )and went through the box three times...we never received a letter. I asked her to resend something, she stated that they only send out one notice and are not required to send another letter. So, I asked for their mailing address so I could send in my own DV letter, she refused. She did however give me their mailing address for payments:
PO Box 15740
Wilmington, DE 19850

She stated that this address is for payments, only and is not connecting with the department who would handle the DV letter. If i was to use this address for a DV letter then my DV letter wouldn't be valid.

Advice? Should i send the DV to that PO Box? Is she correct when she said that the DV would be considered not valid?


Thanks for the site, that helps. From the site:

Quote:

Did you receive a notice in the mail? Questions about an account?
If you have received a notice in the mail or have a question regarding an account, please direct all inquiries to the toll-free number and post-office box on any notice you have received.

If you do not have a notice, as a last resort you may send payments and correspondence to the following address. Use this address only if you cannot find your notice, as it may delay credit to your account.

NCO Financial Systems, Inc.
507 Prudential Road
Horsham, PA 19044

Please include a copy of the NCO notice you received, if available. If you do not have a copy of the notice, be sure to include your NCO account number, creditor name, and creditor account number.

To ensure compliance with federal laws pertaining to debt collection, we are unable to discuss any debt collection issues or answer questions via email.

Thank you!


From that statement I am assuming that I can use the PO Box in my first post requesting a DV however does anyone know if the person I spoke to is correct? She stated that this address is for payments, only and is not connecting with the department who would handle the DV letter. If i was to use this address for a DV letter then my DV letter wouldn't be valid.


lrhall41

Submitted by OverMyHead on Wed, 01/24/2007 - 08:44

( Posts: 52 | Credits: )


NCO is among the slimier collection agencies out there. It's not the worst, but they're pretty shady.

From a legal standpoint, I don't think there would be any difference as to what "department" at NCO you sent your DV to. If it's delivered to the organization, it's up to them to have the right people handle it -- IOW, after they get it, taking care of the legalities becomes their responsibility. Just be sure to send it CMRRR. If worst comes to worst and you end up in court (highly unlikely, but theoretically possible), you can tell the judge that you wanted to send the DV to the "correct" address but that they wouldn't give it to you, so you used the only address you had.


lrhall41

Submitted by Debt Padawan on Wed, 01/24/2007 - 09:08

( Posts: 89 | Credits: )


NCO was the company who Chase (Bank One) sent my account to when I owed them some money. They would only take two payments, end of the month. THey would not allow me to make more than two payments to them.

I would not trust them. I would request additional information from them and contact the company who they turned the account over to them to find information about them. Be careful with companies such as these. They claim that they have sent you correspondence but in actuality, they may have not. Request a copy of the letter that was sent to you.


lrhall41

Submitted by Alexandra on Wed, 01/24/2007 - 16:54

( Posts: 544 | Credits: )


the hint is, the state they incorporated in,? their status as a corporation has been *withdrawn*.....;)

So the filings they have in other states, listing State of PA as their state of incorporation is um, questionable.

The links are provided for your information, you may want to check into their status on your own. I'm just the guy that shovels the dirt aside to get 'em ;)


lrhall41

Submitted by texasconsumeractivist on Wed, 01/24/2007 - 17:40

( Posts: 664 | Credits: )


I googled NCO to get contact info to pay off a debt of 92.00 dollars, the address they have on my credit report is wrong sent the check to several address in PA only to have it sent back. this is very frustrating cause they will be the only debt left on my credit report and i so wanted to get them payed off and I'm trying to give the money and getting nowhere and to top things off I'm currently in the Army and deployed to iraq and can't get in contact sent several emails no response. are they out of business any one have any contact info at all


lrhall41

Submitted by on Thu, 09/11/2008 - 16:06

( Posts: | Credits: )


Tell your caller youd paid the bank back with TARP funds. Case closed! Seriously...what are they gonna do eh?? Leave you a voicemail??!! OMG NOT A VOICEMAIL!!! I never check them and in fact people that i talk to tell me the message says its full.


lrhall41

Submitted by on Wed, 07/22/2009 - 08:50

( Posts: | Credits: )