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Encore collections passing debt to other CA - is this harassment?

Date: Thu, 07/28/2005 - 13:07

Submitted by imkimssister
on Thu, 07/28/2005 - 13:07

Posts: 1301 Credits: [Donate]

Total Replies: 51


Hi, I was being harrassed by Encore collection agency over a debt that is a few years old. I wrote them and asked for validation and never heard back from them, this was several months ago. NOWI am hearing from an altogether different agency. Got the letters in today mail. Why didn't the other agency just send the validation when I asked for it? could this mean that there might not be any? This new agency is called encore ---if anyone knows anything about these people, please share. SO...do I respond right now with a validation letter to them? just curious as to why the other agency didn't send validation if it was available? thanks, shirley


Why? Even if you know you owe a debt to say Chase, how do you know that Generic Collection Company actually bought the debt? So what if they say you owe them...the last you knew you owed Chase.

Its a sad fact that because of unethical and illegal collection agencies and debt purchasers, people have to be very careful in dealing with these companies.

Also because of this, once a company validates then it is fine to negotiate a payment arrangement, just make sure it is in writing, never, ever accept an oral agreement. If the company says they can't send something in writing until after you pay, DON'T DO IT. That is a huge red flag. If a company was going to honor an agreement, they would have no problem putting it in writing.


lrhall41

Submitted by goldenbast on Fri, 04/15/2011 - 14:46

( Posts: 2884 | Credits: )