question about payment agreement
Date: Thu, 07/28/2005 - 13:15
Hi Shirley, Welcome to forums. According to the Fair Debt
Hi Shirley,
Welcome to forums.
According to the Fair Debt Collection Practices Act and California Debt Collection Practices Act you have all the right to define the way how a collection agency should communicate you. If you allow them to communicate over telephone, you have the right to specify the most convenient time too.
If you find any debt collector is violating the rule you can always file a complaint and the company will have to compensate you including your attorney's fees if your petition is justified.
You can also file a written complaint with FTC about the harassments you are facing from this collection agency. Also attach a copy of documents related to the payments you have already made to them.
So, definitely you can write them informing the mode of communication you like. fdcpa empowers you in choosing the mode of communication by the collection agencies.
To have a better idea about provisions of FDCPA law please go through the following page ???
http://www.debtconsolidationcare.com/fdcpa.html
If you have any more doubts please post it in the forums.
Regards,
Bryan