Some company is collecting for an account thats not mine

Welcome :D I'm sorry for your problems, but this is a debt and credit Forum, not an individual company. If you can tell us what company you are looking for, maybe we can give you and address to write them..Karen

I goggled Assest Acceptance and this place came up, where am I and who are you, anyhow whoever you all are this aint my bill and leave me alone

This place came up on google because asset acceptance has been discussed in the forum, however this is not asset acceptance or any other credit agency.

Hold on there MAKMILAF.........this forum ASSISTS consumers with problems such as yours. There is a host of information & people that are willing to HELP you with resolving this. Feel free to post & see how others may be of help, okie dokie?

Thank you!

Here is one of many links that talks about Asset Acceptance.
http://www.debtconsolidationcare.com/forums/about2251.html

Just do a search on this site and you will find many more.
We are here to help. :)

If you want asset acceptance website, it is assetacceptance.com/privacy.html

Okay so what do I do, I got enough problems trying to get on my feet after being locked up and now I get this letter from this company saying I owe money to them from 2004 and there aint no way it is mine cause you don't have nothing in jail and you cant get anything either except from the commissary and they make you pay for that when you get it, so what do I do now man I dont need this s*** Profanity Deleted..Karen

Send a certified letter to the agency requesting validation of the debt, which they must provide if you ask for it. You have 30 days to do this otherwise the debt is considered valid. After you send the letter go ahead and call them requesting validation of the debt. You then can also send them a cease and desist letter if you wish, here is a site that has a copy of one you can send.

ihatedebt.com/DealingWithYourCreditors/DealingWithDebtCollectors/Cease_and_Desist_Letter_for_Debt_Collectors.php

Link made inactive as per forum rules - Mike

First I would go to www.annualcreditreport.com amd see what on your credit report.You can get a copy of your report for free once a year. 1 possibility could be identity theft if it indeed was while you were in prison.If you find asset acceptance on your report it should list dates, original creditor and such.Another possibility it could be a very old debt from before you went to prison and they reaged to 2004, which btw is illegal for them to do..

Anyway these are the very 1st step I would personally take if it were me.Feel free to keep posting with any information you can find out and we will try to help you out the best we can as what to do next.

There is lik no way this can be mine cause I have no credit, I was in juvy b4 I went to the pen and lived with my mom b4 that so like they are so wrong and why should I write them a leter when they are wrong

Then theres probably a chance this was Identity theft and it needs to be disputed. Go to the link Taskmom gave in the above post and request a copy of your free credit report. If you see this is listed on your report they have links available for you to file a dispuit. Also what type of account are they claiming to be collecting for, did it list the original creditor on the letter?

centenial visa is what is says why would someone want my identiy i have a record they can have it ill trade with them there idneity is probably better

it's called *identity theft* MAKMILAF.......unfortunately, it even happens to inmates. keep coming back, no profanity in your postings & we'll do all we can to assist you, okie dokie?