Need debt help to pay off delinquent credit cards

Welcome to the forums! As a registered member you will soon be receiving a free phone call from a debt counselor. The debt counselor can discuss your particular financial situation and give you some advice as to your options. It sounds as though maybe putting all of your debts with a debt consolidation company might be an option. The DC company can negotiate with your creditors to get lower interest rates and lower payment amounts. But, like I stated I don't know your particular situation---be sure to ask the counselor. Good luck---feel free to post questions and/or answer.

How much is the total debts? If you want to keep your accounts current, debt consolidation will be a good choice. The consolidation company will post the payments to your creditors at a lower interest rate. They will also waive off some fees. This will reduce the total debts. You will only have one payment in the plan. The consolidation company will send you regular statements showing how your money was applied towards different accounts.