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Pay Day Loans!! Withdrawals from Laser Lending

Date: Mon, 02/05/2007 - 10:04

Submitted by anonymous
on Mon, 02/05/2007 - 10:04

Posts: 202330 Credits: [Donate]

Total Replies: 32


I took out a loan and can't remember who with, withdrawls are to a company called Laser Lending any help would be great. Thanks


Have you talked to your bank to see if there was a number they can maybe trace? If you can't remember who its with and you can't find any contact information then you may have to think about putting a stop payment on the transaction, especially if it's been going on for awhile. Once you put a stop payment on the transaction the company will defiantly get a hold of you, because they will be wondering where their money is.


lrhall41

Submitted by PinkLady on Mon, 02/05/2007 - 11:23

( Posts: 1720 | Credits: )


I am having the same problem with the company called lazer lending......i was wondering if you found the phone number and or address to them PLEASE HELP!!!


lrhall41

Submitted by anonymous on Thu, 03/01/2007 - 13:29

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The company originally is called DJAT Marketing but when you are electronically debited from your account they go under lazer lending and the number is extremely hard to find. Luckily I wrote it down the first time I used them. The number is 1-866-733-1291
Hope this helps you all who need it.


lrhall41

Submitted by anonymous on Wed, 06/13/2007 - 16:48

( Posts: 202330 | Credits: )


I am looking for the same information as well. Anyone have a phone number?


lrhall41

Submitted by anonymous on Tue, 07/17/2007 - 11:18

( Posts: 202330 | Credits: )


I have call the number and they is call mtj marketing and the is going under the name of lazer lending and they is answering they phone so there is someone that you call talk to


lrhall41

Submitted by anonymous on Thu, 09/20/2007 - 07:17

( Posts: 202330 | Credits: )


After at least 6 months of having $75 taken from my acct bi-weekly I found this site. I contacted the 866-733-1291 from my "business: line so I advised the gentleman that answered there is a possibility our call could be monitored and proceeded to ask for a fax number for their company. He gave me 866-905-5899. He then asked my information so I gave it to him. His next question was "what was I going to send them"? I advised a request for my loan documents and a financial statement of where they have posted AT LEAST $1200 they have taken from me. He said "if you had called in to pay it off it wouldn't have gotten that bad". I said "If you can tell me where I can find a business listing for your company, I will tell you why I haven't called sooner". The next words out of his mouth were "thank you, I have marked your account paid and we will no longer be taking money from your account". (YEAH FOR ME) I asked if there was a statement he could email/mail or fax me so that this mess didn't end up in collections and he said no, but it will be fine. I don't know how comfortable with this I feel, so I let him know if this isn't resolved as indicated he can rest assured the "monitored phone call" would be presented to the Attorney General. He "assured" me everything is taken care of and if I ever needed another loan, be sure to call them.....ok...sure I will!! NOT!

Thanks for the site and the helpful information. Hopefully this is truly resolved, and I have DEFINITELY learned my lesson.


lrhall41

Submitted by anonymous on Fri, 02/01/2008 - 16:19

( Posts: 202330 | Credits: )


here's the number 866-733-1291 djat marketing, i gave them a call and they cancelled my loan hope this
help everyone.


lrhall41

Submitted by anonymous on Thu, 03/06/2008 - 12:56

( Posts: 202330 | Credits: )


What I am about to do is, to close my account and re-open another one with a different number.
Im sure Lazer Lending will show his colors then!


lrhall41

Submitted by anonymous on Sat, 03/08/2008 - 09:21

( Posts: 202330 | Credits: )


THIS COMPANY HAS A BAD HABIT OF INSTEAD OF TAKING OUT ONLY ONE PAYMENT PER PAY DAY WILL INSTEAD TAKE OUT THREE ON A FRIDAY, AND THEN THREE MORE ON THE FOLLOWING MONDAY. THIS CAUSES THE BANK ACCOUNT TO BE OVERDRAWN IN NOT ALREADY. EVEN IF YOU TELL LASER LENDING THAT YOU WILL NOT HAVE ANY MONEY IN THE BANK THEY WILL STILL PROCEED TO HIT YOUR BANK ACCOUNT. ALSO IN RETURN IF THE BANK CLOSES DOWN YOUR BANK ACCOUNT FOR BEING OVERDRAWN LASER LENDING WILL HAVE THE STATE ATTORNEY'S OFFICE CALL YOU AND DEMAND MONEY AT THAT MOMENT OR THEY WILL HAVE THE LEGAL OFFICIALS OF YOUR STATE CHARGE YOU WITH CRIMINAL INTENT. ALSO BE AWARE OF PHONE CALLS COMING IN FROM TEXAS, THEN FROM FLORIDA SUPPOSIDLY FROM THE LEGAL ENTITY OF LASER LENDING. BUT INSTEAD OF WIRING MONEY VIA WESTERN UNION TO LASER LENDING THEY WANT YOU TO WIRE IT TO AN INDIVIDUAL IN NORTH CAROLINA. EVEN THOUGH YOU MAY HAVE SENT MONEY BY WAY OF THREATS A YEAR EARLIER THEY WILL CLAIM THAT YOU DID NOT PAY OFF THE ACCOUNT AND WILL RETURN TO DEMAND ADDITIONAL FUNDS.


lrhall41

Submitted by anonymous on Tue, 05/13/2008 - 11:07

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I NEVER TOOK A LOAN OUT WITH THESE PEOPLE SOMEONE ELSE DID IT AND USED BY BANK ACCOUNT- A FAMILY MEMBER IN WHICH THEY WITHDREW THE MONEY AND I WAS UNAWARE-THE COMPANY COULD CARE LESS-ALSO I HAVE YET TO UNDERSTAND HOW THEY CAN TAKE OUT THREE TIMES IN ONE DAY FROM YOUR ACCOUNT-I HAVE 250.00 IN BANK CHARGES ALONE BUT THEY WANT THERE MONEY-MY SUGGESTION IS TO CLOSE YOUR ABNK ACCOUNT AND OPEN A NEW ONE........


lrhall41

Submitted by anonymous on Tue, 06/30/2009 - 06:56

( Posts: 202330 | Credits: )


I also took out a loan wish I want to pay off but I cannot find the place who gave me the loan.


lrhall41

Submitted by anonymous on Thu, 10/29/2009 - 10:12

( Posts: 202330 | Credits: )


one thing to remember, if you take out a payday loan on line, make sure you get all the information on the loan. When is payment due, how much, does it payoff off on its own, do you have to call the company and tell them to payoff or paydown on the loan? Also, keep in mind, you are accepting these loans, no one is forcing you to accept them, if you don't want them then just say NO! But if you choose to take them make sure you are clear on your responsilbity. And closing your bank account in most cases does not make you non-liable for the loan repayment, normally it just sends the account to collections or to legal because you have entered into a legal contract when you accept the funds. Best bet is to not do online payday loans, but if you have to, then make sure you demand all the information and you understand the information before you accept the loan.


lrhall41

Submitted by anonymous on Wed, 12/16/2009 - 21:24

( Posts: 202330 | Credits: )


Quote:

:confused:i called lazer lending (djat marketing)several times with no answer.what is their time zone. i am in new york.they told me before i would receive papers in the mail. surprise i didnt get any. i dont want themto take the whole loan out at once. what do i do.

Payday loans are prohibited in the state of N.Y., so, Laser Lending is an illegal/unlicensed lender, which means it would be in your best interest to close that account and pay them via the mail, otherwise, you are going to end up being robbed blind and charged interest and fees they are not entitled to receiving, so, CLICK HERE to find out how to deal with illegal lenders.


lrhall41

Submitted by Shazzers on Tue, 01/04/2011 - 06:22

( Posts: 17344 | Credits: )


Just got off the phone with "Danny" at Lazer Lending 866-733-1291 who wouldn't let me get a word in egdewise when I asked him for my loan documents. He swears that they never lend money without explaining the terms first. I told him that it was hard to get ahold of his company, because they use the name djat marketing. He said that djat marketing lends money on behalf of Lazer Lending. Such a scam!! I've paid them $180 per month for three months on a $300 loan!!!!! He has promised to send me the loan docs this afternoon - and I am paying this SOB off asap!


lrhall41

Submitted by anonymous on Mon, 01/31/2011 - 11:31

( Posts: 202330 | Credits: )


i have a loan with laser i have been trying to pay off for the last week every day i call them and im told well we are waiting on the 75$ every two week refinance fee to clear the bank or come out of the bank even when he had a conference call FROM MY bank telling him look dude its come out of her bank wtf?


lrhall41

Submitted by anonymous on Sat, 02/12/2011 - 07:36

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I received my account summary via email from them, in the name of "djatmarketing" . They will charge you the finance charge only none of which will go towards your principle balance. You must call them @ 866-905-5899 to either tell them u want to pay off or begin making payments in increments of $50 if loan is under $400 & $100 if loan is more than that. Otherwise they will continue taking just the finance .

I just paid my loans off in full.


lrhall41

Submitted by anonymous on Sat, 08/04/2012 - 18:03

( Posts: 202330 | Credits: )


I was looking into payday loasn but never accepted any a week later 200 bucks showed up in my acct now I can t get a hold of anyone to cancel the loan that i never took!


lrhall41

Submitted by anonymous on Thu, 01/24/2013 - 15:19

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Lazer Lending is a pay day loan doing business under djat marketing. 


lrhall41

Submitted by anonymous on Tue, 01/15/2013 - 09:01

( Posts: 202330 | Credits: )


Their email address is customerservice@djatmarketing.com.  I put a stop payment on mine told the bank that I am working with an attorney to see if these are legitimate loand and they put the stop pay on that company.  It will be easy if they have already taken money out of your account already.


lrhall41

Submitted by anonymous on Tue, 01/15/2013 - 09:12

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