I am only 20 years old and I am in debt
Date: Tue, 02/06/2007 - 12:57
i'm only 20 years old and i'm in about $3,000 and there all in collections. i have the money to pay them but i need an easier and cheaper way to get outta debt!
You can negotiate with the collector after confirming that they
You can negotiate with the collector after confirming that they have your file with the correct info. You should also be able to send your payments directly to the creditor if the CA is hired for the collections. Call them to negotiate on your repayments. You may take the assistance of a debt counselor in this regard. Consolidation program will quote lower interest rates in the repayment process.
I f were I wouldnt say "I have the money" Tell them your income
I f were I wouldnt say "I have the money" Tell them your income is limeted and if they cant work with you, you will go to a consolidation company.
