Hess Kennedy Company
Date: Wed, 02/07/2007 - 18:23
Anyone who has posted in here claiming that they have been "defrauded" should contact the attorney general and file a complaint.
They wont though. They wont because if they do, they have to be truthful and have to identify themselves.
It is easy to post negative information in this forum, expecially if you are a third party debt collector who is witnessing his tactics no longer become effective because Hess Kennedy Company is educating people and enforcing their rights under the Fair Credit Billing Act and Fair Debt Collection Practices Act.
Our law firm is taking a lot of bad posts in this forum, and unfortunately, we cannot control who says what. In some respects, this is a blessing, because free speech should prevail. However, because the forum is intenret based, creditors and collection agents can post here as well. I am telling all consumers and the monitor of this message board you should delete any post from a debt collector.
Be assured that people that post ridiculous allegations, such as "The Law Firm is Stealing Money, Committing Fraud," and somehow is getting away with it is just plain silly.
I have said this before, Consumers, debt collectors are telemarketers that will lie. More important, any consumer that follows our instructions has their debt completely eliminated, or settles with .20 - .30 on the dollar and no negative history.
When clients, do not maintain a complete and specirfic log of who is calling them and forward this log to our attention, we cannot help.
Every consumer is told by our firm to read the publications offered by the FTC. Namely, the Fair Credit Billing Act, Fair Debt Collection Practices Act, and the Fair Credit Reporting Act. We enforce these three laws, and it is a simple process.
1. We audit a cosumer's most recent billing statements.
2. We challenge innacuracies under the FCBA.
3. We monitor any vioations of the FCBA during that process.
What happens while my bill is in dispute?
You may withhold payment on the disputed amount (and related charges), during the investigation. You must pay any part of the bill not in question, including finance charges on the undisputed amount.
The creditor may not take any legal or other action to collect the disputed amount and related charges (including finance charges) during the investigation. While your account cannot be closed or restricted, the disputed amount may be applied against your credit limit.
Will my credit rating be affected?
The creditor may not threaten your credit rating or report you as delinquent while your bill is in dispute. However, the creditor may report that you are challenging your bill. In addition, the Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants who exercise their rights, in good faith, under the FCBA. Simply put, you cannot be denied credit simply because you've disputed a bill.
They wont though. They wont because if they do, they have to be truthful and have to identify themselves.
It is easy to post negative information in this forum, expecially if you are a third party debt collector who is witnessing his tactics no longer become effective because Hess Kennedy Company is educating people and enforcing their rights under the Fair Credit Billing Act and Fair Debt Collection Practices Act.
Our law firm is taking a lot of bad posts in this forum, and unfortunately, we cannot control who says what. In some respects, this is a blessing, because free speech should prevail. However, because the forum is intenret based, creditors and collection agents can post here as well. I am telling all consumers and the monitor of this message board you should delete any post from a debt collector.
Be assured that people that post ridiculous allegations, such as "The Law Firm is Stealing Money, Committing Fraud," and somehow is getting away with it is just plain silly.
I have said this before, Consumers, debt collectors are telemarketers that will lie. More important, any consumer that follows our instructions has their debt completely eliminated, or settles with .20 - .30 on the dollar and no negative history.
When clients, do not maintain a complete and specirfic log of who is calling them and forward this log to our attention, we cannot help.
Every consumer is told by our firm to read the publications offered by the FTC. Namely, the Fair Credit Billing Act, Fair Debt Collection Practices Act, and the Fair Credit Reporting Act. We enforce these three laws, and it is a simple process.
1. We audit a cosumer's most recent billing statements.
2. We challenge innacuracies under the FCBA.
3. We monitor any vioations of the FCBA during that process.
What happens while my bill is in dispute?
You may withhold payment on the disputed amount (and related charges), during the investigation. You must pay any part of the bill not in question, including finance charges on the undisputed amount.
The creditor may not take any legal or other action to collect the disputed amount and related charges (including finance charges) during the investigation. While your account cannot be closed or restricted, the disputed amount may be applied against your credit limit.
Will my credit rating be affected?
The creditor may not threaten your credit rating or report you as delinquent while your bill is in dispute. However, the creditor may report that you are challenging your bill. In addition, the Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants who exercise their rights, in good faith, under the FCBA. Simply put, you cannot be denied credit simply because you've disputed a bill.
Wonderful post!
Oh! Great job!
Very interesting and helpful post.
Thx, your blog in my RSS reader now
