need help on debt

How many pdls are you dealing with, who are the companies, and are these internet or storefront loans? Chances are someone on here has dealt with the lenders your loans are with, and can offer advice on how to handle them.

Are you aware of Minnesota's payday loan laws? If not, this is important info. to know, as it will help you deal more effectively with the pdls. If you need the payday loan laws for Minnesota, someone can post them for you.

Also, it would be beneficial to send voluntary wage assignment revocation letters to all of your payday lenders if they are internet-based. Also, send a copy of these letters to your payroll dept., so they will not honor any wage garnishment requests that a payday lender might send. Most true wage garnishments must be done through the courts, but payday lenders will send a garnishment packet to payroll depts., and try to get your outstanding loan withheld from your pay. Unfortunately, some payroll depts. do not realize that they shouldn't be honoring this and actually process the request and start making the withholdings from an employee's wages.

If you need any template letters or help composing a letter, don't hesitate to ask. Everyone on here is extremely helpful.

a bunch of lenders. i have their information, i kinda went into a downward spiral. They are internet based. I am not aware of MN's laws and would be interested to know them. I also would love help with a letter. I guess it's hard to know what to do and how to start. Any help would be great.

thanks. THey are all internet based and there are a bunch of them. I don't know mn's laws on pdls and help with a letter would be great. I'm a single mom and having my wages garnished would not be a good thing. ANy help would be great. thsnks.
So i guess i'm looking for MNs laws on PDLs and a letter to send about garnishing my wages so my company doesn't.

Welcome to the forum. Since you are registered a counselor will be contacting you. Now Exactly what ipdls do you have loans out with? How long have you been paying on them? If you give us the names we may be able help you with dealing with them.