Growing Up

When I first hit the years of freedom after high school, credit cards & money got the best of me. Now, though it's only been three years, I'm 21 and ready to start fixing my credit before it comes time for me to start a family and such. I need a loan so that I can pay off all my debt so that my credit score can increase faster. I now am in the position in my career to be able to pay a sum every month. There is only one catch. I know that I have alot of debt that I don't even know about. I'm not sure if someone at your company could help me find that, if not I will go about finding that information myself. I know I have two credit card debts and a couple of old bank accounts and also one of those payday loans that I never paid back, however I don't even know where I would even pay it to! I know that you probably receive a million applications a day, but I hope that someone at your company can help me. I regret my past mistakes financially and I would like to start off with a clean slate and try and build credit as I approach my adult life. Thank you very much for your consideration.

-Erin Murray