Need help in getting out of debt

Welcome to the forum. Since you registered a counselor will be calling you and in the meanwhile how can we help you? Other than the banks what type of debt do you have?

What is the reason you owe the bank money? If it is for an overdrawn account, you will have to find out who does thier collections for them. Call the bank and ask them. Is there other debt you have that this site can help you with, we have alot of wonderful people here that have been through similar situations and have struggled through. Everyone here is very supportive. The neat thing about this site is that you will almost always find someone who has already went through exactly or pretty close to what you have been through and they know whats coming next. For me it was the fear of not knowing that drove me up the wall. Take care and goodluck, hang in there, someone here will be able to help you.

Hi aranseang,

The first thing to do is pull your latest credit copies from all the bureaus and review the debt accounts thoroughly. You will come to know the latest standing of each account and then make payment arrangements with the creditors individually. Take professional help of a debt counselor. He will advise you with budgeting tips and generate more saving from your total income, by which you can pay the debts and have no problems.