Joshua Henry - a Student in Debt seeking help to get out

Hello, well this is not easy but I am in an extremely tough situation. I blame noone, nor do I take the 'victim' role because quite truthfully I brought all this on myself. I am 21 and I attend Virginia Commonwealth University as a senior currently. For whatever reason I haven't been nearly as responsible with money the past couple of years and it seems by bad investments and spending habits have caught up to me in the harshest of ways. I invested massive sums of money in multiple business ventures only to watch every single one fail for a multitude of reasons. I am now finding out who I am in life and am seeking to release this financial prison that encases me; I am quite literally being suffocated by it. I know my life will turn around 'in the twinkling of an eye' but I must at least relieve this short-term intense pressure. Currently I have (approx. to exact amounts) $3,000 on a USAA Mastercard, $800 on an American Express card, $1,800 on a Providian Visa card, $500 on a Capital One Mastercard, and about $1,000 or so in immediate bills. I have roughly $25,000+ in loans out right now though since I am still in college I do not have to make payments until I graduate (not for another year at least probably). Basically I am looking to consolidate all of my debt into one account, and make one payment per month no matter the payment (as it will be much much easier to do so). I would greatly appreciate any and all assistance, and I must also ask if the government helps students who find themselves in extreme situations such as mine. I am determined to live life freely, as were meant to live; not chained down my financial grief...any and all advice/info would be great. Get back to me as soon as you can, thank you very much:) Take care.