Phone calls
Date: Thu, 02/22/2007 - 12:41
I was in a motor vehicle accident and due to the loss of time on the job, I am experiencing loss of pay, therefore, my bills are not getting paid because I need to pay my rent and utilities first.
If I were in your place, I will call the creditors and let them
If I were in your place, I will call the creditors and let them know about your existing situation. Not hearing from you, they might get the feeling that you are avoiding the payments. They may be induced to aggressive collection activities and you'll have no space to plead.
At the same time, you need to generate some source of income for making small payments on the debts and pay the rent and utilities. I will advise to consider professional help and manage the repayment structure with the creditors.
