Help or very very important info for everyone
Date: Thu, 02/22/2007 - 14:42
As I have been siting here reviewing my current **wink wink** credit report and one that was pulled in August. I am noticing that more then have of the entries have had the dates changed on them. For example.
This is on pulled from my OLD report
asset acceptance llc
Address:
PO BOX 2036
WARREN, MI 48090
(800) 614-4730
Account Number:
1287....
Original Creditor:
RNB/TARGET
Status: Collection account. $520 past due as of Jul 2006.
Status Details: This account is scheduled to continue on
until Jul 2007.
Date Opened:
06/2003
Type:
Installment
Reported Since:
06/2004
Terms:
1 Months
Date of Status:
06/2004
Monthly Payment:
$0
Last Reported:
07/2006
Responsibility:
Individual
Credit Limit/Original Amount:
$386
High Balance:
NA
Recent Balance:
$520 as of 07/2006
Recent Payment:
$0
Account History:
Collection as of Oct 2005 to Jul 2006, May 2005 to Aug 2005,
Mar 2005, Jan 2005, Dec 2004, Nov 2004, Sep 2004, Aug 2004,
Jun 2004
And now the one from my current report.
ASSET ACCEPTANCE LLC
Address:
PO BOX 2036
WARREN, MI 48090
(800) 614-4730
Account Number:
1287....
Original Creditor:
RNB/TARGET
Status: Collection account. $544 past due as of Feb 2007.
Status Details: This account is scheduled to continue on record
until Jan 2008.
Date Opened:
06/2003
Type:
Installment
Reported Since:
06/2004
Terms:
1 Months
Date of Status:
06/2004
Monthly Payment:
$0
Last Reported:
02/2007
Responsibility:
Individual
Credit Limit/Original Amount:
$386
High Balance:
NA
Recent Balance:
$544 as of 02/2007
Recent Payment:
$0
Account History:
Collection as of Sep 2006 to Feb 2007, Oct 2005 to Jul 2006,
May 2005 to Aug 2005, Mar 2005, Jan 2005, Dec 2004, Nov
2004, Sep 2004, Aug 2004, Jun 2004
So now I am disputing EVERYTHING that has a different date on it. I am also going back to my 2005 report and checking these too.
They just pulled a fast one on you. They are attempting to reage
They just pulled a fast one on you. They are attempting to reage account. Dispute with bureau. If they continue to violate,take Asset to court for FCRA violations which by the way are $1000.00 per violation per bureau.Have fun and nail their hide to the wall! :twisted:
Dude, I have noticed that there are 5 of them now, and not just
Dude, I have noticed that there are 5 of them now, and not just from asset.
You will need to pull from all three bureaus and compare so you
You will need to pull from all three bureaus and compare so you can assess the damage.
Yeah That is what I figured. So now I am going to have to pay th
Yeah That is what I figured. So now I am going to have to pay the other two to get ones so all of the are the same dates, Cajun? any other back doors? LOL
If you already pulled your free ones,yea you gonna have to pay.K
If you already pulled your free ones,yea you gonna have to pay.Keep your receipts and charge it back to them when you settle with them for violating federal law.