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Help or very very important info for everyone

Date: Thu, 02/22/2007 - 14:42

Submitted by Count_Vlad
on Thu, 02/22/2007 - 14:42

Posts: 356 Credits: [Donate]

Total Replies: 5


Now is this illegal? or can they change the dates whenever they want too.

As I have been siting here reviewing my current **wink wink** credit report and one that was pulled in August. I am noticing that more then have of the entries have had the dates changed on them. For example.

This is on pulled from my OLD report

asset acceptance llc
Address:
PO BOX 2036
WARREN, MI 48090
(800) 614-4730
Account Number:
1287....
Original Creditor:
RNB/TARGET
Status: Collection account. $520 past due as of Jul 2006.
Status Details: This account is scheduled to continue on
until Jul 2007.

Date Opened:
06/2003
Type:
Installment
Reported Since:
06/2004
Terms:
1 Months
Date of Status:
06/2004
Monthly Payment:
$0
Last Reported:
07/2006
Responsibility:
Individual
Credit Limit/Original Amount:
$386
High Balance:
NA
Recent Balance:
$520 as of 07/2006
Recent Payment:
$0
Account History:
Collection as of Oct 2005 to Jul 2006, May 2005 to Aug 2005,
Mar 2005, Jan 2005, Dec 2004, Nov 2004, Sep 2004, Aug 2004,
Jun 2004

And now the one from my current report.

ASSET ACCEPTANCE LLC
Address:
PO BOX 2036
WARREN, MI 48090
(800) 614-4730
Account Number:
1287....
Original Creditor:
RNB/TARGET
Status: Collection account. $544 past due as of Feb 2007.
Status Details: This account is scheduled to continue on record
until Jan 2008.

Date Opened:
06/2003
Type:
Installment
Reported Since:
06/2004
Terms:
1 Months
Date of Status:
06/2004
Monthly Payment:
$0
Last Reported:
02/2007
Responsibility:
Individual
Credit Limit/Original Amount:
$386
High Balance:
NA
Recent Balance:
$544 as of 02/2007
Recent Payment:
$0
Account History:
Collection as of Sep 2006 to Feb 2007, Oct 2005 to Jul 2006,
May 2005 to Aug 2005, Mar 2005, Jan 2005, Dec 2004, Nov
2004, Sep 2004, Aug 2004, Jun 2004

So now I am disputing EVERYTHING that has a different date on it. I am also going back to my 2005 report and checking these too.