Credit cards and personal loans

Welcome, Chris. If you've done the free signup, you should be recieving a call soon from a credit counselor. Don't give up hope.

I am sure someone will help.
good luck

Also, be sure to use the google search on the side of the screen so that you can research whatever credit counselor you wish. There are lots of topics with positive and negative comments regarding these companies.

I talked to a man George Deslaurier and he is the representative but as i said before I am scared if he will be a scam! Anybody have a recomendation? or a name of a good company to settle my debts???

www.debtconsolidationcare.com/pennsylvania/



Edit: I don't know how to properly insert a link on a BB.

When you enroll into a consolidation plan, you pick the accounts of your choice and the repayments are framed at a lower interest rate. It also helps to bring the total balance down because the counselor negotiates with the creditors for waiving off most of the late payment fees. Your accounts become current and you repay the debts under the terms finalized by you.

Consolidation program is always good for people unable to afford the high interest rates and paying just the minimum amount. Major portion of your money is eaten up in interests alone. Talk to a debt counselor for fixing up a payment plan on your accounts. No fees will be charged on your debts after entering into the plan.

Be sure to research the consolidation company with the BBB and your local AG and check their consumers' feedbacks. You will be assured of being in safe hands.