Why are the scores so different?

If you figure that one out let me know please! :roll: I think score models are a scam created by credit and banking companies myself. To me it would be better to do a manual review of report than to be denied credit based on a score that changes if you sneeze too hard!

Credit bureaus don't share information of the consumers internally. It is also up to the creditors to decide which bureaus they want to report your information. This is one significant reason of different credit scores with each bureau. Incorrect items reported with the bureaus lower the scores. Make sure that your copy shows correct information from all the bureaus.

of course it is different and not correct :D But I am trying.... to dispute what I have to that is where my question came from. But I am with Canjun I think it is another way to raise % on a loan. If they went with a average I would be happy.. but I have almost a 100 point spread.. not good in credit or football... :lol:

Dispute,dispute,dispute,am I hearing an echo in here! :lol: Eventually either creditor will fail to verify or bureau will get tired of you and remove stuff. :mrgreen: :mrgreen: :mrgreen:

I noticed this on mine as well some time ago. I've also found Equifax to be the hardest to get things removed from. You may want to find out which report creditors in your area pull from the most and start with that one.

:shock: :shock: Mishele,I am astonished that Equifax is difficult for you.Down here where I live the demon is
experian.You almost have to file suit sometimes to get the wax out of their ears! :mrgreen: