what can we do about a fraud epayday loan co?

What state are you in? That determines what laws ezpayday should be following. How much did you borrow, and how much have you paid back so far?

Do you have the contract from ezpayday? Fill up their complaint form and dispute the excessive charges reciting your state laws. If they don't resolve the dispute, file your complaints with the AG of your state as well as theirs and send a copy to the BBB.

We live in maryland.We took out a 200.00 loan in nov.2006.Todate we have paid 450.00 plus 165 nsf to the bank.When we took the loan it was to our understanding it was one payment a month turns out it was 60 a week.When we contacted them we were told we were only refinacing the loan and the 60.00 was just intrest not hing was going to the principal.Now we are told we still owe 240.oo on the principal to pay it off.When i asked for a copy of the contract they said they would only email a copy and we still have not gotten it.there is no website to contact them .We only have a number to call.when they called us the company name came up Platinum B Services.We have put a hold on our account and then was told it would be sent to a collections place.

What does it say on your bank statement as to who is taking out of your account. Is it SJM Marketing?

It says automated debit E-PAYDAY fee deposit co.2201xxxxxxxxxx02.they took 120.00 in one day.

Doesn't Maryland prohibit PDL's??? I may be thinking of another state, and don't have time to check for sure right now, but if that's the case they can't charge you interest.

IN maryland,SJR7 stops out-of-state loan companies from chartering with local banks.Maryland has a 33% apr rate cap on small consumer loans. For more info go to payday loan laws.com