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ULC

Date: Wed, 02/28/2007 - 12:53

Submitted by jcf0727
on Wed, 02/28/2007 - 12:53

Posts: 73 Credits: [Donate]

Total Replies: 55


What is the worst that can happen if you do not pay right away? :?


jcf0727, make sure that you have first paid the principal amount to ULC. You are not obligated to pay any other charges to the company because NJ prohibits payday loans. Report their illegal business to your AG and tell them that UCL is making illegal interests and fees on your loan account. They will start their investigations on UCL and get your account marked PIF


lrhall41

Submitted by aciotsf on Mon, 03/05/2007 - 09:59

( Posts: 511 | Credits: )


I haven't dealt with them personally but these crooked companies are all about the same, I had 10 others I was dealing with. I am down to five and still getting headaches, but I am breathing, LOL. You got to laugh, no sense being all down about it. You will live through it. I set up a web page at http://thehub.yesdebtfree.org you can get all the template letters and state laws you need there. Once you calculate everything out, you can send the letters for refund if you feel you have any coming.

You will want to send out the revocation of voluntary wage assignment to keep them from garnishing your paycheck and the revocation of ACH to keep their greedy little hands out of your bank account.

If you need help with these, let us know, please read the template tip page before you get started, it will help you write them. goodluck


lrhall41

Submitted by fedupinpa on Mon, 03/05/2007 - 15:10

( Posts: 1511 | Credits: )


I have already reported UCL to the Better Business Bureau. I am now dealing with the collections department for DMS, Premier, and B&L Marketing. For some insane reason the acct manager has told me that I have paid 360 dollars to DMS but nothing on the other two. I had not called DMS nor the other two to say that I wanted to pay them.

The person I'll call him GK say that telling them that I am not going to pay them is fraud. I told him that I already paid all three companies more than the principle. He says his records do not show this. I need more help than ever now. I do live in new jersey and I have spoken with the AG's office and they told me to report them which I am going to do.

How do I tell GK that I have already paid the priniple on these loans and am not going to give them another penny? Also supposedly they have hundreds of clients in new jersey, UCL told me the same thing, How can I cite the laws of NJ to them?


lrhall41

Submitted by on Mon, 03/19/2007 - 10:07

( Posts: | Credits: )