Life...as usual...
Date: Thu, 03/01/2007 - 17:37
I left college USC in 2000 - my father retired from the USMC after 20 years - we moved to Texas - I've got the student loans - and some other random stuff from an apartment I had...I have a stable job now and my car is almost paid off so I am trying to build my credit back up - I am thinking about getting a house.
Thank You
Marlon
Thank You
Marlon
Hi Marlon You need to have your credit in good standing befor
Hi Marlon
You need to have your credit in good standing before visiting the lenders and shopping for credit. They will be doing an extensive research on your credit history and understand how you have been using your credit accounts in the past. They will not lend to someone having a bad credit history and pose as a risk to their finance.
The first step is to pay all the unpaid accounts showing in your file. They are shown in a derogative way and are reducing your scores. Look for any incorrect items and dispute it with the bureaus. Each inaccurate item lowers the scores by some margin. You should take care of them immediately and fix your credit.
