Help me! I got into a lot of debt

Welcome to the forum.

If you gave your phone number at signup, a credit counselor should be contacting you soon. They can go over different solutions to get you debt free. You are under no obligation to sign up with them, and before you do commit to any company, we all advise that you research them to make sure they are legit.

Feel free to post more of your story. Many of us who have gone through or are going through the same situation volunteer our time, support, and knowledge to help others like you get through this.

A debt consultant will be calling you for the free discussion and draft a repayment plan with your creditors. Figure out how much you will be able to afford in repayments. While you are waiting for the call, make a list of all your income and expenses. Cut off any unnecessary expenses so that you save more money and contribute towards the plan. Keep all the account statements in front of you and discuss your options with a counselor.