I just cant manage with the high interest rates
Date: Fri, 03/02/2007 - 08:05
Well basically, I am a 20 year old girl who in fact, is $10,000 in debt. I just lost my job and am moving to Indiana on March 15th. I am currently seeking employment. I just got off the phone with a bankruptcy attorney who advised me that because I'm not that far in debt that I shouldn't consider bankruptcy. I just basically want a fresh start. I want to be able to afford payments, but I just can't with the high interest rates, and I didn't make a lot of money so I would use my cards, and now I'm way too far in debt. I haven't been late on anything thus far. I would really like to consolidate my bills, but do it over a 5 year span, that way I will be able to afford everything, apartment, car insurance and bills. Please help me, I don't know what to do, I'm scared and concerned.
Thank you,
Heather Evans
Thank you,
Heather Evans
You should consolidate and combine all the debts under one repay
You should consolidate and combine all the debts under one repayment plan. Using this program, the interest rates will be lowered and you won't have to pay much on the fees. Bankruptcy won't be allowed if you can repay the debts under some payment plan. Take the free counseling and know your options. Perhaps, you must have a job for paying the debts and carrying on with your utility expenses.
