Ameriloan, sigh...

Send them down here,gators hungry! :mrgreen: :mrgreen:

LOL!!!!! Crunchy!! Tastes like chicken...

We should correct their verbage ... if they really were going to send your file electronically to somebody, be it a court or their attorney, they would need to "upload" it. It is the recipient who downloads it.

Precisely, DebtCruncher! :-) Guess those folks must be a little "computer-challenged". Upload, download...it's all so confuzzling.... :lol:

At least if you're gonna make up some mumbo jumbo, your should say it right. I think if someone told me they were gonna download my file, I would have to say something clever like "while you download my file, I'll be downloading Paris Hilton's file."

That's a good one DebtCruncher! I've always thought the "download" threat was pretty funny - most people don't know what to make of it, because it even sounds like it's coming out of left field somewhere. Those companies that use that threat are counting on you being befuddled by that comment and paying because you don't know what they plan on doing next.

Kscornell - also "better be somewhere safe" because 25 people are coming for you and your picture will be in the paper! LOL!

Just wondering, has anyone ever told them to go ahead and "download" you?

Or has anyone asked if they can go turn themselves in?

What do they say when they've already threatened to arrest you once, and for obvious reasons, it didn't happen?

Morningstar - I once told a collector who said that I was going to jail, to "come and get me - I needed the rest. I have 18 year old wins,my three granddaughters live with me, my job sucks and I am in debt. Jail would be a great relief?" He promptly hung up on me.

LOL...Did anyone from that company ever threaten you with arrest again?

I told them to go ahead and come and get me, I need a vacation. Didn't stop them though, next phone call it was the exact same threat, word for word. They need a new line.

LOL Tammy- And what was their response?

The first time they hung up, but when they called back with the same line, I told them I was packed with my suitcases by the door and waiting patiently. Jennifer was her name asked me if I thought it was a joke? I told her that they are a joke and I will be waiting patiently. Here it is months later and I am still at home waiting. LOL

LOL

Hell if they told me that,I'd say hey come get me!If you can pry me away from the rig,I would be glad for the extra sleep jail would offer me. :mrgreen: :mrgreen:

lmao....:)

Hello:

Is ameriloan licensed in Ohio?

Not at all :evil:

I didn't know that. I've paid them a ton of money over the past year. Can I just stop and insist that they accept the balance on the principal?

I would research the laws in your state to ensure that you have paid back the original loan with a legal interest rate and if you have, by all means. Contact them and insist that your account be marked PIF.

Thank you. This site has been such a blessing to me. I felt so alone. I was so embarrassed and thought that I had made the worst mistake ever and would never dig my way out. I've missed family reunions and other things because I had to be in town when the loans became due or I didn't have the money because I had paid it all out in interest.

I can't wait to breathe again.

No one needs to feel alone. We are all here to help in any way that we can.

Hell,
I am getting too doggone old! I just realized you said they called you on your cell phone.Big no no and it will be a fdcpa violation every time they call it after they are informed of this fact.

MDKP, this company is not licensed in OH and if you have been paying the roll over fees, over and over, then block them from your account. You also need to file a complaint with the OH Attorney General's office who will also forward the complaint on to the Dept. of Finance. The state is getting multiple complaints against this company. And in your complaint state that the only resolution is that they mark your account paid in full. The complaints can be done online at the AG's website.

OH only allows $15 per $100 borrowed on pdls and the company must be licensed. This company isn't. Also, they do NOT like to be contacted by the AG's office. I have the AG to thank for getting them out of my life.

Just wanted to add on fdcpa violation for cell phone,
read 1692 (f) 5, causing charges in collection (collect calls,include cell phone because we all pay for minutes)
Yall have a good night,going pass out now.

This company is satans spawn. LOL I think the funniest thing was one time they contacted me with that threat and I was on three-way calling with them and the AG of my state. You never heard a click so fast in your life when the office identified themselves. It was so funny. KYSIDE38

I wish that you had recorded that...funny sh#t.

Kscornell:

Are you still with Langhorne? Aren't they supposed to get the calls to stop?

They are still calling--and they are the only ones who are at this point. They call me daily and are a royal pain in the rear!

I can't believe they are still calling you after all this time. :twisted:

Yeah, I know. It's like they can't get a clue...

Here's the latest on Satan's Spawn (to quote our friend Kyside :wink: ). I called Langhorne today and they said they had spoken with a supervisor over there today, who said the only way they would accept payment would be by pre-paid credit card or ACH. I said no freakin' way to that one ASAP. Talk about letting the fox into the chicken coop!!
I told them that I am only willing to pay $300 (I've paid them 50 and borrowed 300) and not $495. Langhorne said that if I get one more call from them, we are going to go ahead with filing a case with the California AG. They have crossed the line and I have had it!

KS, I mean that ameriloan is Satans Spawn. LOL Also please send in complaints to your AG. You can do this on your own. Dont wait. There is a lot going on with this company that needs to be brought up with every AG. WV is going after them . They are breaking the law plain and simple. Thats not bad advice either. LOL KYSIDE38

Thanks, Kyside.
I am sick of them!!

The more complaints, the better.

I'm paying back ameriloan through Pinion Management.....That company sucks! Only 3 more payments and I'm done woohoooooooo :)

That is BS kscornell. For one, as part of paying back credit or loans federal laws states that you do NOT have to allow them ACH rights (not bad advice FACT, thank you very much for those criticing). And why would Langhorne say wait for one more call from them to file with the AG, I say do it now. I let my AGs office handle them and they took care of them (another FACT for some people, thank you). I wouldn't wait for another call.

I agree with Steelers on this one - haven't they harrassed you enough to warrant a complaint with the AG? How much more frustration, harrassment, irritation, and flat-out rage are they supposed to be allowed to create before someone does something about it?? :roll:

Good advice Steelers.......

The complaint should be filed right now....why wait?

Totally agree!

Tweety agrees, so that means I'm right...lol.

well duh........you are the "master" :) LOL

If I were, one of us would be on a plane to the other right now. ;)

Wow...out of all of the companies I'm dealing with, ameriloan is the only one that settled with me with no problems. I simply sent them a letter stating what I had paid them, then showed what I should have paid them(a $1400 difference) and asked that my current loan be marked paid in full. They sent an email back promptly stating that there would be no more debits from my account and that it was now at a zero balance. We'll see what happens when my paycheck is deposited tomorrow.

That's good! I hope for your sake they dont take out anymore funds.....Good to hear :)

Thanks for the great advice everyone,
and let me say again that they would have to be playing hockey in hell before I would let them within 50 miles of my bank information! How stupid do they think I am?
I have used the great advice I got from Cajun on how cell phone can be used as a violation of the fdcpa (due to the minutes they use) and am filing with the CA Dept of Corporations.
The funniest thing is that I am willing to pay back what I borrowed ($300) with legal interest, which would be about $50--and they are insisting on $495. I just will not do that and am prepared to tell a judge about their illegal practices if need be.

LOL @ playing hockey in hell....Love that comment :)

They called me three times today for a loan that is way overpaid..leaving the same looooong message about they need a proposal from my cons.company or they are going to send my loan to collections..the nerve of these people.I sent them an email saying they are abunch of thieves lol! Stop harrasing me I do not need to be called and emailed in one day 4 times..They can do whatever they want to do if they cant wait on the proposal then they won't be getting another red cent..