Advice for newbie, what to pay first?
Date: Tue, 03/06/2007 - 16:24
Hello all! I have been reading the forums all day it seems and I've already learned alot. I was thinking about trying a debt consolodation, but I think I'm just going to save the money and pay off all the bills myself. In any event, I have compiled a list of everything I owe, and what is already on my credit report and what isn't. What I'm trying to decide is, wouldn't it be smarter to pay first what isn't reporting, so it doesn't? If that makes any sense. :D And my other question is, once I have paid off the items that are on my credit report, and if I can't get them to PFD, how long will it be before my credit score raises? I'm thinking with the amount of money I can put away each month, I can have nearly all of my debt paid by the end of this year. Anyway, thanks for reading the long-windedness, and have a great day!!
It absolutely makes sense when you do anything to repair your cr
It absolutely makes sense when you do anything to repair your credit history. You may call those creditors who haven't hit your file with negative entries. Make payment arrangements so that they report your file with positive remarks.
Creditors or collectors take 30 to 45 days to update the accounts with the bureaus. You should see your scores going up by that time.
In my opinion,take whatever is your highest interest rate and ta
In my opinion,take whatever is your highest interest rate and tackle.Call all your creditors to inform them of your plan.
