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The story of blah and frustration

Date: Fri, 03/09/2007 - 08:15

Submitted by Wildeyes70179
on Fri, 03/09/2007 - 08:15

Posts: Credits: [Donate]

Total Replies: 5


It all started when I left my ex. We had a kid together and a house. Things just were not working out between us. I'd give him money to put on the Mortgage payment when for 2 yrs i was paying it myself $1,020 payment a month. No problem we both worked had enough to work thing out between us. I had been out of work on medical leave due to ex. Then ex got worried I was screwing around and decided to go out on medical leave to just to
make sure i wasn't leaving and stuff. I had no extra money at the time due to keeping everything up. Maxed out my 6500.00 credit card to make things meet. I finally went back to work and he found out that i was leaving him and he took the mortgage money I gave him and went to a lawyer and file custody of our son (which still isn't settled). The mortgage was late I covered managed to get settlement on the house over a yr and a half of haggling the lawyer to nag him. Then
I got married to a guy from Utah. He moved to Pennsylvania to be with me. I needed to quit my job due to medical issues and working with the ex.We stayed with my parents until he got a job got stuff situated. Then I got pregnant. We bought a house a month before I had the baby. Right around the time I was about to deliver my husband lost his job. HE still had insurance on me and the baby but it wasn't great insurance and we ended up having almost 5000 dollars in medical bills. He got a job 3 weeks after I had the baby. It was the 4th of July holiday and no one hires until after shut down and stuff so. He started the job. thing were going great for a few months. Started paying bills that were a little behind but hadn't gotten to the medical bills yet.Then the car starts having issues. So we get a used vehicle. Husband maxed out the credit cards to get bills situated in those few months which I didn't know until we went for a car. Things are still looking good have a few bills still behind but nothing we couldn't work out. Then he gets layed-off in January. He had a job set up said he was hired and everything they had him sit through the orientation then said we aren't hiring you. Never said why. So he applies a ton of places on the web and he got hired at Comcast. Just got his first pay check on the 2nd of march, so a month and a half without an income. Then we needed to get heating oil this week which we had to use electric heaters for 2 days because it ran out. Our electric,water,mortgage and car payment all need to be caught up we have people calling all the time and I've been putting applications in everywhere. It's a temporary situation but it's still a pain when everything needs to go all wrong within less then a yr lol. Sorry this was so long but I needed to get it off my chest.


Welcome to the Community :D Sounds like you have had it all! Since you are registered, someone will contact you for your free credit counseling. They will discuss the options you may have to take care of your debt, such as consolidation. Have all your bills and paperwork together and then you can choose whether you wish to take an option or not. If you have any questions, please ask..Karen


lrhall41

Submitted by Bossy4455 on Fri, 03/09/2007 - 08:27

( Posts: 5854 | Credits: )


Feel free to vent when you need to. We all are here with some problems in life and we talk with each other here just to get some mental relief and know others opinions. Your husband got his paycheck recently. This is something for the good. Let your creditors know that you are not avoiding their payments and will be making partial payments. Send this in writing along with your proposals. They will not bug you forever. It's just temporary. You need to stand strong and be a support for your husband. Good luck!


lrhall41

Submitted by Flying Cats on Fri, 03/09/2007 - 11:23

( Posts: 479 | Credits: )


I would like to just interject this--first, be thankful that you a-have a roof over your head, b-husband now has a job, c-you and your family are alive and healthy.

Yes, you have had particularly awful time of bad luck. But, remember it will not always be like this. You can see your needs and know how they can be me. You want to pay your bills. Its not like you are sitting around spending your household money on drugs or booze right? Do what you can, when you can. Remembering that the most important thing is having a roof over your head and food for your family.


lrhall41

Submitted by Lorri on Wed, 04/11/2007 - 19:43

( Posts: 1721 | Credits: )


Yes as long as your basic needs are met and you are doing what you can, do not feel bad! I am in the same situation as you with a baby due in a few months and the people on this site helped me tremedously! We are like a family here and will offer whatever advice we can to help you with the problems you are facing.


lrhall41

Submitted by Leah on Wed, 04/11/2007 - 20:03

( Posts: 2322 | Credits: )