My situation

Here is my situation. I joined this site last night (and have felt so much better about everything since i have, thanks to all of you.) Anyway... I contacted T&C today and they said I was approved to consolidate the loans I gave them which was my internet loans, I had forgotten about my store front ones which are actually going to be due, unless I want to start a payment plan set up by the state of michigan. In which case, if I were to opt and do that then I would have to pay almost 400 by next friday, seeing as how most of my loans will still go through and charge me interest and my rent is due, I wouldn't be able to pay that 400. Is that something I can do with T&C as well, added to my internet loans? Just curious if anyone has done that. What would you do in my situation?