Pay day loans on credit report

They can report to the credit bureaus if you don't pay them.

If you don't pay them they can get a judgement and garnish your wages.

The principal is a legitimate debt and should be paid back.

As for the interest that depends on a lot of things like whether they're licensed to loan in your state.

Bluegirl~ first I want to say welcome. You are among friends here.

What state are you in?
Who do you owe?
How much did you borrow?
How much have you paid back?

With this information, you will be able to get a little more specific help. Also, read some of the threads here and you can find a lot of the information you are seeking and please do not feel afraid to ask specific question if you come across something you do not understand or need more clairification on.

I would say morally, you should pay the interest back. As for the interest, it depends on if they're licensed in your state, what state you live in, etc. If you don't pay them back, if they have access to your account, they'll take whatever they want. Be careful with these companies.

i live in CT
3 of them are 300
2 are 500

Blue - I'm in CT too.

What have you paid back in regards to these loans?

Generally speaking, they don't report you to the 3 major credit bureaus. They most commonly report you to Teletrack. Have negative entries on Teletrack will only stop you from getting more payday loans, renting furniture, and getting some other high interest subprime loans.