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More PDL troubles...I NEED HELP!

Date: Thu, 03/15/2007 - 09:28

Submitted by KChesneyFaninVA
on Thu, 03/15/2007 - 09:28

Posts: 22 Credits: [Donate]

Total Replies: 2


I just got off the phone with legal counsel that I am provided through work and he advised me to report my internet PDL's to the FTC and the Virginia Bureau of Financial Institutions, which I just finished doing. My bank will not close my account until it has been at a zero balance with no action for at least 10 days. With these stupid PDL people, that's impossible. My bank is really working with me and refunded some of my NSF fees so far, but is having trouble with the ACH withdrawals. The PDL's will not stop, therefore my bank account will not close. Does anyone have nay other suggestions?


They will eventually close the account and send you to collections. They will also probably report you to chexsystems.

If you bank is trying to work with you, ask them about putting a freeze on your account. This will stop all transactions. Stress to them that these companies are fraudulantly debiting your account after you have revoked your authorization, and that these companies won't stop.

If the bank won't help you out, I'm afraid you will just have to either pay up, or wait for them to finally close it and send you to collections. You could try to dispute the charges, but if your bank isn't helping you so far that may not get you anywhere.

All is not lost though. You will be able to get another bank account, even with the chexsystems report. There are banks that check other things. It sucks being sent to collections, but at least the account will finally be closed and the pdl's won't be taking anymore money.


lrhall41

Submitted by goudah2424 on Thu, 03/15/2007 - 09:47

( Posts: 7935 | Credits: )