United Cash Loans-need advice

I would pay them the 20 and the 30-that way you are covered legally in the state of OH and then be done with them :)

:) thanks, that is what I was thinking too!

Pay them only what you owe them which is the $20. Don't pay them anymore than necessary. I am glad that you are paying them off though because these PDLs can be ridiculous.

I have United Cash Loan as well and I turned them over to the debt consolidation firm that I am working with. When I tried to offer them a settlement, they have the audacity to send me documents for another loan. That is beyond ridiculous!

I would pay the $20.00 by money order and as far as I was concerned it was PIF

I dealt with them also and actually got a refund for over paid charges. In your case, if you have the extra 30 and you think you owe that as well, then by all means send it so you can be DONE with them. Ask for some type of verification letter regarding the loan.

United Cash Loan is one of the DBA names of Rio Resources. There have been many complaints against them about their illegal charges. Make sure that they are following the laws and the contract is free from any disputes.

Well they are definitely in violation of Ohio's laws. Ohio allows no rollovers and caps interest at $15 per $100 for a 14 day loan. I will be sending them a money order tomorrow along with a request to be PIF. Thanks everyone who responded to me. This site has literally saved my life. I am not out of the woods yet but at least now I have hope. I was seriously thinking about suicide before I found this forum and all you wonderful, helpful people. I am so glad that I am not the only one in this situation.

By the way, does anyone have a good address for United Cash Loans? I have like 5 different ones. I am afraid that I will send the money order somewhere and they won't get it.

I have two addresses for them...but hey i got a letter from them at the house i believe so i can go home and look for it and give you the address on that letter...it will be later tonight or in the morning...working late tonight....

Thanks Leah, I appreciate that!

I'm glad to hear that you will have them paid off because they can be real pains in the butt. If they give you any more flack after you send in the payment, file complaints against them with the Attorney General's Office.

Oh, those little suckers tried to do a check on my account. Husband is on the way to the bank to try to get this taken care of. They put one thru for $65, which of course added another $32 in OD fees to my account! Trying to get that thing to a zero balance. Should have known them being quite and such should have been a sign. Hopefully he can get this reversed.

My bank account is overdrawn $408 also, due to these places. The bank won't let me close it until I pay it off but there is no way that I am going to be able to get that done anytime soon so I am sure they will try to do a check on my account, too. I guess the bank is going to close my account after 30 days. :(

Oh, he is going to also try to get the overdraft charges for this reversed also. Not sure if the bank will do that or not, but keeping my fingers crossed.

Sass-guess what that letter from United did not have a return address for them...fishy...Today I got two threatening calls on my vm at work One from GFSIL telling me I was going to be investigated for fraud and the other from OUR FAV BASS AND ASSOCIATES or should I say from DIV 433 that either myself of my legal counsel beter call back immediately....

Yeah I was kind of wondering if it had a return address or not! Sorry to hear about the threats. Hope you have a good day. I am going to try and call UCL-I am sure they will not give me an address.

Thanks for checking, Leah. I am going to mail their letter to the Miami, OK address. I just faxed and emailed them so we will wait and see what happens. I am scared now because I just realized that Payday Avenue and Sonic Cash are the same and I have a loan with Payday Avenue! :(

I'm keeping my fingers crossed for you as well :)

Thanks so much, Tweety. I don't know what I would have done if I hadn't found this forum and all you good people here. I feel so much better than I did a week ago.

You are welcome! Glad I could help! :)

I used the OK Address and nothing has been returned to me...so maybe it is valid...also thats the address the OH AG gave me for them...

Thanks again, Leah!!!

Yeah I have read that Sonic is horrible..they cannot be as bad as GFSIL...So far 10 calls at work today...

OMG 10 calls from one place????????? That is RIDICULOUS!

Even after my supervisor told them to stop calling he didnt care what my personal business with them was it was none of his concern and then he hung up and then they called back and asked him why he hung up...DUH

I think you should report them.

I am- I already filed my complaint to the AG, now I am on to the FTC and then I am giong to send them my email and fax one last time(only i changed it to be a little more tough than the last time) as I walk out the door for the night

Good for you-go girl!!!

UCL has taken almost 400 from me and I only owed 300, but I can't find a phone number or address anywhere, can anyone help me? thanks

Here are some email addresses

Approval-Department at UnitedCashLoans dot com
compliancedepartment at unitedcashloans dot com

Fax: 1-800-230-9480

United Cash Loans
3531 P St. NW
P.O. Box 111
Miami, OK 74355
Phone 800-354-0602

What state are you in? This company makes illegal loans, charges illegal interest rates, and many times rolls loans over illegally. Let us know. I just heard from my attorney general's office with whom I filed a complaint several weeks ago and United Cash Loans has not responded to it.

They have just charged my account also. Maybe we can start a class action lawsuit

Do you happen to have addresses for any (or all) of these online cash advance companies? If so,please let me know. Thanks

Mike, if you would list the names of the companies we will be able to assist you.