when death happens -who pays the bills

I would think that if no one else is on the credit card accounts with the person that passes away, and they were not married, then the debts would just be written off, but I could be wrong. Someone will come along and correct me if this is false info.

I would think that if the person has a will, they probably have an executor of the estate. The will would have to go through probate and the creditor would have a chance to make a claim against the estate, I would believe.

I would agree with kscornell that they would file claim in probate. If no assets in probate,then they won't get squat.

That is why I am giving it all away before I die. After I get rid of the house,I will rent, the only thing I will own when I die is my car and it will probably be worthless as it will be more than 15 years old. You can't get blood from a rock, no marriage, no money. I think if I am diagnoesed with Cancer I will run my credit cards WAY up, just like putting $50K on #17 at the Rullette Table, the sky is the limit

OK. That is kind of a morbid thought process.

Clinical advice suggested.

Then the family will have to deal with collectors calling for the deceased, and re-open the wound when they are asked to provide a death certificate. This can go on for several years.

I guess there is nothing wrong with spending it while you have it, but running up bills with the intent to NOT pay is probably a crime. Not judging, just talking.

If there are no assets, the will may not even be probated, then a relative will be left to tell the CA the person is deceased. In that case, expect ongoing harassment because they want to collect from someone, even if they are not legally obligated.

No relatives to call to harass if I am dead, its funny how isolating yourself your whole life can have some benefit. My parents will be dead, no brothers or sisters so when I die the collectors will have no one to harass. The love and companionship I got all my life was in monetary form thus like I said I will give it all away before I die.

Yeah running up bills without the intent to pay is a crime but if I was diagnosed with pancreatic cancer tomorrow it would not matter to me if it was a crime or not, I am dead anyhow.

Its kind of like grandpa in "Little Miss Sunshine" he is snorting heroine and he states hes 90 years old, what the heck.

If I am diagnosed with devastating cancer that has a low cure rate then I am going to live it up, spend every last dime and quit being so darn scared.

So you see folks money does not buy happiness or love, bUT it sure can buy some nice stuff even on credit

Sounds like you have done well for yourself. I am sure you can help many people before you die.

It is possible to live life without fear even when you are not terminally ill. Love and Peace of mind are priceless.

who pays when homeless people dieds

Usually the state or county. Cremation or burial in Potter's Field

On loans, CC's, etc., you can get what you call Death and Disibility Insurance. I have one on my Student loan and my auto loan. If ( God Forbid) something happens to me, them the loan are automatically paid off.

My father passed and he too out a second mortgage on his house. What happens to the house and this bill. He did not have no will.

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