Midland Marketing not licensed to collect, complained to BBB–now what?

Interesting . . . Midland Marketing don't deny they broke your states laws . . . .

No Midland Marketing don't deny that they are not licensed. I think I will explain this to my response to the BBB complaint and provide them with a copy of the law, again

Write one more letter to the bureau telling about the problems you had with Midland Marketing. Insist the BBB to look into your complaints because you expect them to resolve it with Midland Marketing

This is what I am thinking of responding with....suggestions, improvements, ok.....

OK, I revised my response to Midland Marketing a bit. Does this sound ok? Just want to check before I hit submit and send this.


(edited for corrections)

I think it sounds good . . . .

Everything is mentioned with facts. Nothing to worry!

OK, I am submitting the response to Midland Marketing now!!

Anyone got the number for Midland Marketing?

1-800-783-4936

This is the most recent response to the BBB complaint. Now Midland Marketing did not state whether or not they have pulled the account from collections and about it will show up on my credit reports. Now I have to provide whether I accept this or not and have been debating on how I should do this. Should I go ahead and accept or should I say not I don't accept this and that I will if they will also add that my account has been pulled from collections and there will not be any derogitory marks against me anywhere?

I'd push it. It doesn't say that collection attempts by Midland Marketing won't be tried in the future, and it doesn't say that your account has been marked pif.

ok im having the same problem as u 2nband...i have been getting 30 dollars withdrawn on a monthly basis and have called them now 3 times and they havent returned my phone calls..i spoke to a lady from there yesterday that was really rude....she told me that the 30 dollars is the refinance fee...when i only had a 100 dollar loan and that has been paid for.....for 5 months now and they told me that when i got a email when i first signed up for the loan that it told me that i had to call them 3 days or weeks in advanced i cant remember what she told me on the phone i was already mad...but i had to call them to them to stop payments...but i never received a email from Midland Marketing stating that...so now i have to decide what to do..if i want to take this further because i have paid well over 400 dollars more than i should of paid and im not even getting anything out of it...plus the lady said i still owe 160 dollars...what should i do??

This message is for 2nband do you have the address for Midland Marketing. I am going throught the same thing but in a different state. I have done the same steps as you but have misplaced the address. I dont even remember signing anything from them. Thanks

Ok im surprised about this! this company midland, has been calling me non stop, threatening to put me in jail, can they do that???.. im very worried! i dont have money to pay!!! i mean they dont even want my money they say they just call to warn me about the situation!.. what to do??
i dont remember ever getting a loan from Midland Marketing! they say there are hundreds of websites but why am i going to pay something i dont remember.. i want to know the website and they cant give me an answer. what can i do? please help!!

Have you received anything from them in writing? By law, they are supposed to send you a letter. Once you receive that letter, you have 30 days to respond, at which time you should send a letter requesting debt validation.

And, no, they can't send you to jail for an unpaid bill, even if it really does belong to you.

Alias1958, yea i have received several letters but i never paid because i dont know exactly what it is!! i mean its been 3 years ago!! i remember getting a payday loan from here in my town, and another one on the internet faxlesspayday something like that! and thats it.... mmm i dont know whats up im stressing big time!..

thanks for the answer :)

Well, since you didn't send them a debt validation letter within 30 days, I don't think that they have to validate the debt. You could try sending a letter anyway, but chances are they won't respond.

I'm not sure what advice to give you at this point. Hopefully, someone with more experience in this area will be along to advise you further!

i have a question. A beuro co. called me about a pay day loan i have not paid. I have neevr been on this website however. and my dad works for the government and says it is a fraud investigation co. They have told a couple people if they dont said a sum of money, (more the the supposable loan) were tlaking 600 more, then we will go to jail within two hours. I am so confused right now.

i have a question. A beuro co. called me about a pay day loan i have not paid. I have neevr been on this website however. and my dad works for the government and says it is a fraud investigation co. They have told a couple people if they dont said a sum of money, (more the the supposable loan) were tlaking 600 more, then we will go to jail within two hours. I am so confused right now.

ok bak again really quick another thing , i have never recieved a call a letter or email from this marketing co about a payday loan not being paid, then all of a sudden, a beuro of investigations, some guy that doesnt speak any english calls me says he is sending me to jail. Then he said i need to fax him that i consent, but he wont send me anything first. And they called from like three different numbers. And they all sound like the same guy. I am jus confused and a little worried. I am a good christian woman and cant go to jail for a year. ahh someone help.

Sounds like Legal Mediation Practice. DOn't worry, you can't go to jail for consumer debt. He is calling you from India and trying to scare you into paying. DOn't answer the phone when you see the number come up and eventually they will go away.

So my work recieved a call from a place calling themselves United Legal Processing Division with a phone number of 310-775-9069. They told me they were from a legal department and a payday loan company is trying to collect the principal amount of a loan owed. They said they could not tell me which company is trying to collect just that they are calling for Midland Marketing & SJM. No the people I spoke with have VERY heavy middle eastern asscents and wanted my debit or credit card to process a payment and they refused to give me a physical address. I asked for Midland Marketing number and was given 323-928-4377 and spoke with a "Will Buxton: again very heavy accent.

I told them to sue me and immediatly called the payday loan places I do owe, who are all working with me, and they said they had never heard of them and another said, "oh my god you are being scammed!" So I lloked them up and guess what they are a scam they are trying to steal your identity! I called my prepaid legal services at work and they said file a police report immediatly. I did that and the investigator also said he has seen this before and a file is being created by the FBI. So I called my local branch and guess what! THEY ARE!

I immediatly signed up for identity theft protection with a reputable company that you see on TV. This is so scary!!!!

Oh my goodness! I can't believe I'm hearing this! The same thing is happening to me now. They really scared me! At the time of the call, I thought I had defaulted on a loan. The withdrawl was being made on a Tuesday, but my funds were not available until Wednesday the very next day. I thought maybe the payday loan company decided to take action because of this. After agreeing to a payment plan (Stupid Me) with Midland, I called the payday loan company and was told that they have not filed a lawsuit against me. They have their own finance company and I was in good standing. The date the so called Midland Marketing company gave me does not match any loan that I've received. Will Buxton, Curtis Jackson, and Robert Mathews are some of the callers with heavy middle eastern accents. The numbers above with area codes (310) & (323) match the calls I've received. Somebody please respond and I will also report this.

How did you pay them? If you used anything linked to your bank account you need to go talk to your bank immediatly! They are a scam, check on that rippoff report site. I was told by my local police department that these numbers are prepaid cell phones they are using.

Hello! Thanks for responding! I faxed a letter giving them authorization to withdraw from my debit card(stupid). The letter had all of my debit card number info with my name and signature. I cancelled my debit card before the second withdrawl was made once I began to research & discovered this website discussing the exact same "company". They knew all of my personal information! Eventhough I cancelled the card, I hope they don't have my bank info! Now they've began calling me non-stop and my job! Just Horrible! Have you heard from them lately?

Nope! Once I told them to pack sand and go ahead and sue me they have not called back. I have put my company on alert they are a fraud and they have filed a complaint as well with the local PD. Be tough with them! Let them know you know they are a scam and if they keep calling then you too will take legal action.

Thanks for the advice! You have really helped calm me down. I will do just that!

I was called this morning and told I was being sued by a payday loan company and would be arrested within two hours if I didn't not only admit to fraud but pay by phone the money they (Midland marketing co.)were to collect from me when I hung up on them they then called my best friend and said I had used her as a reference to get the loan. They called her on her cell phone which shook her up , they had my address and my social security number. Please just hang up on these guys they will hopefully caught soon.

I am being threatened by a William Black, he says he is with United States Bureau of Investigation, he says I owe a debt to Midland Marketing. He also says he is going to call my supervisor and tell them I comitted a fraud and I would be fired. The number he gave me was 862-220-4037. Has anyone dealt with him before? What do I do to get rid of him? HELP!!!!!

Next time when he calls up tell him that he is violating the FDCPA laws in many count, and if he chooses to continue you might have to take him to court for these violations. This probably will knock some sense to him. However scary the name seems they are nothing but a collection firm.

Have they sent you a collection letter yet? Next time also try to get their physical address so that you can communicate with them in writing.

Have you pulled your credit report? Does it show anything about the said account?

Do whatever but don't pay a dime without being fully satisfied about the whole event.

Hi All..

Just like any other loan company midland management charges a finance fee..I have dealt with this company and have had several payday loans and paid them all off within the first month or so that way i wasnt charged a finance fee every time..just so everyone knows payday loans are exactly that..payday loans..they are a short term loan for immediate emergencies etc...all of my loans were 200..the finance charge was 60 and i had 1 month to pay it off..seeing as all loans charge finance charge i cant see why everyone is complaiing about something they should be paying..furthermore..the companies debiting your money had to get authorization in the first place..they call you on the phone after you submit your app online and verify information..they dont just take money out of your account..do the research before you complain about being charged..and if you cant pay it back dont agree to it....its called being responsible

TO: EVMOM66. you are f=ken retarded. people are on here because of a scam by midland marketing. people don't need you to tell them how to pay their bills. this is just a company that called them out of the blue and threaten them and asked them to pay for something immediately that they have no idea what it is about.