Please help....trying to choose company for debt management

Hi Chadivan, welcome on board!!

Just some basic question..

What kind of debts are you dealing with?

How much do you owe in total?

Are you behind in your payments?

Have you called your creditors with some proposals?

I have about $30,000 in credit card debt and I am behind. I have not called the credit card companies yet. It just seems easier to have one payment and for a company that I can trust manage it.

thanks

You are right!! You can discuss about your debts with a debt speci alist. He will combine all your debts under one payment plan and quote a lower interest rate in your repayments. Consolidating sounds to be a good option because your accounts will remain current and the debts will be paid in affordable monthly payments.

In case, you can????????t manage with repayment plan, see debt settlement also as an alternative. In this program, the accounts need to be in default for sometime before the settlement company will put your proposals to the creditors. This program has the lowest repayment plan out of all the dmp programs.

So who is T&C? Who are the reputable companies that I can look into for dmp?

Thanks